The ability of consumers to access various types of credit can be affected by their credit scores, as many lenders require a minimum credit score before credit will be extended. This report finds that consumers with lower credit scores may strategically time their applications for credit around peaks and troughs in their scores.
New report from the Department of Defense highlights the financial well-being of servicemembers.
New research brief from the Office of Servicemember Affairs on the financial well-being of veterans.
Your credit reports and scores can have a major impact on your financial opportunities. Our new credit booklet can help you better understand your credit reports and scores, learn how to correct inaccuracies, and improve your credit record over time.
When buying a house, servicemembers have the option of taking a home loan guaranteed by the U.S. Department of Veterans Affairs (VA). In this report, we combine two datasets to explore how servicemember home loan choices have changed from 2006 to 2016.
You know your credit report is important, but other companies also collect information on you—and you have a right to see those reports. Our latest list of consumer reporting companies gives you the details you need to take action.
we’re releasing our sixth annual report highlighting complaints from
servicemembers as well as emerging issues and continuing trends facing the
military community in the financial marketplace.
Natural disaster assistance is reported on a minority of credit records among potentially affected consumers
Recent natural disasters, such as Hurricane Harvey in 2017, have significantly impacted some consumers financially. In this report, the Bureau examines how natural disasters are reported in consumers’ credit reports.
BCFP released a new research report on the geographic patterns of credit invisibility. Consumers who are “credit invisible” have no credit histories. This is the third in a series of Bureau studies on consumers with limited credit histories.
More than 1-in-5 consumers had telecommunications-related collections on their consumer report in the past 5 years
Consumers typically pay for telecommunications services monthly, but most providers do not report to consumer reporting agencies unless an account is in collections. In this report, we explore how these debts are reported.