Veterans’ financial well-being is good, but challenges remain
New research brief from the Office of Servicemember Affairs on the financial well-being of veterans.
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Get your credit on track with our new booklet
Your credit reports and scores can have a major impact on your financial opportunities. Our new credit booklet can help you better understand your credit reports and scores, learn how to correct inaccuracies, and improve your credit record over time.
Data provides first industry-wide look at mortgages to servicemembers
When buying a house, servicemembers have the option of taking a home loan guaranteed by the U.S. Department of Veterans Affairs (VA). In this report, we combine two datasets to explore how servicemember home loan choices have changed from 2006 to 2016.
Know your data: Our latest list of consumer reporting companies
You know your credit report is important, but other companies also collect information on you—and you have a right to see those reports. Our latest list of consumer reporting companies gives you the details you need to take action.
Here’s what we’re hearing from servicemembers, veterans, and military families
Today,
we’re releasing our sixth annual report highlighting complaints from
servicemembers as well as emerging issues and continuing trends facing the
military community in the financial marketplace.
Natural disaster assistance is reported on a minority of credit records among potentially affected consumers
Recent natural disasters, such as Hurricane Harvey in 2017, have significantly impacted some consumers financially. In this report, the Bureau examines how natural disasters are reported in consumers’ credit reports.
New research report on the geography of credit invisibility
BCFP released a new research report on the geographic patterns of credit invisibility. Consumers who are “credit invisible” have no credit histories. This is the third in a series of Bureau studies on consumers with limited credit histories.
More than 1-in-5 consumers had telecommunications-related collections on their consumer report in the past 5 years
Consumers typically pay for telecommunications services monthly, but most providers do not report to consumer reporting agencies unless an account is in collections. In this report, we explore how these debts are reported.
New research report on student loan repayment and broader household borrowing
New research report detailing how borrowers are paying off their student loans, what they do after, and what it might mean for their personal finances and the broader economy.
Aggregate credit card borrowing exhibits end-of-year seasonal patterns which vary across different sets of consumers
This report finds that aggregate end-of-year consumer credit card borrowing roughly follows end-of-year retail expenditure patterns, with consumer borrowing experiences differing across consumers with different credit scores and different credit card utilization rates at baseline.