The CFPB is seeking public comments about debt that workers take on to pay for trainings, equipment, or other items or services required by their employer.
Millions of students seek postsecondary degrees in the hope that advancing their education will lead to better job opportunities, higher earnings, and greater economic security for themselves and their families. But many institutions of higher education are precluding students from making professional and educational gains by withholding their official transcripts to collect education-related debts.
Financial companies that collect and process loan payments play a critical role in consumer finance markets. The Consumer Financial Protection Bureau (CFPB) is the primary federal regulator of the consumer debt collection industry, and today, we submitted our annual report to Congress on the Fair Debt Collection Practices Act (FDCPA).
Kapag siningil ka para sa medikal na paggamot, alamin kung ano ang pumuprotekta sa iyong katayuan sa kredito (credit standing) at kung paano makakaiwas sa mga suliranin.
Lè ou resevwa bòdwo pou tretman medikal, ou dwe konnen sa ki pwoteje sòlvabilite ou ak kijan pou w evite pyèj.
Khi quý vị được lập hóa đơn cho việc điều trị y tế, hãy biết điều gì bảo vệ tình trạng tín dụng của quý vị và cách tránh xa những cạm bẫy.
When you get billed for medical treatment, know what protects your credit standing and how to steer clear of pitfalls.
Cuando le facturen tratamientos médicos, sepa cómo proteger su calificación crediticia y evitar los inconvenientes.
Узнайте, как защитить кредитную историю и избежать ошибочных действий, когда вам выставили счет за медицинское обслуживание.
의료비가 청구되면 신용 상태를 보호하는 방법과 위험을 피하는 방법에 대해 알아보세요.
In response to concerns from workers about financial risk and harm from employers, the CFPB is looking into the consumer financial products or services that workers face in the workplace, including employer-driven debt and the selling of worker data.
The No Surprises Act puts guardrails in place to prevent certain unexpectedly high medical bills. Plus, people have protections from unwanted side effects of surprise medical bills: unlawful debt collection and credit reporting.
Getting sick or injured can often result in a heavy financial burden for many families, leaving them with mounting medical bills as well as aggressive debt collection and coercive credit reporting that can make matters worse. A new VA rule sets a clear precedent for reducing the financial distress of families and putting patients first.
On November 30, 2021, the Debt Collection Rule became effective. These rules clarify how debt collectors can communicate with you, including what information they’re required to provide. Here are five key things to know about these new debt collection rules.
When tenants can’t pay the rent, this can be hard on landlords too. Get the facts about federal rental assistance and find out how to take advantage of help that’s available to you.
Algunas de las protecciones federales que fueron establecidas para proteger a los propietarios de vivienda del “foreclosure” o ejecución financiera, y a los inquilinos del “eviction” o desalojo durante la pandemia del COVID-19, terminaron el 31 de julio. Si usted tiene problemas para pagar su renta o hipoteca, es importante que actúe ahora para prevenir la ejecución o el desalojo.
Many landlords are having trouble making ends meet during the pandemic when tenants can’t pay their rent. Learn more about emergency rental assistance and how it can help you and your tenants get through these difficult times.
Si usted debe la renta, podría tener derecho a posponer el desalojo usando la Declaración de Protección contra el Desalojo del CDC. También podría tener derecho a recibir notificación de la moratoria de desalojos del CDC por parte de un cobrador de deudas. Sepa más acerca de las prácticas injustas de cobro de deudas y cómo evitar el desalojo durante la pandemia del COVID-19.
If you owe rent, you may have the right to postpone eviction using the CDC Declaration form. You may also have the right to receive notice of the CDC moratorium from a debt collector. Learn more about unfair debt collection practices and how to avoid eviction during COVID-19.
We have announced a final rule on the Fair Debt Collection Practices Act (FDCPA), which clarifies how debt collectors can communicate with consumers. Here are several things you should know.
We are finally leaving 1977 behind and developing a debt collection system that works for consumers and industry in the modern world.
Learn about the consumer protection laws that keep servicemembers and military families safe from financial fraud and unfair or abusive practices.
We have resources you can use to address issues related to debt collection during the coronavirus pandemic.
Contamos con recursos que puede usar para enfrentar problemas con el cobro de deudas durante la pandemia del coronavirus.