On November 30, 2021, the Debt Collection Rule became effective. These rules clarify how debt collectors can communicate with you, including what information they’re required to provide. Here are five key things to know about these new debt collection rules.
When tenants can’t pay the rent, this can be hard on landlords too. Get the facts about federal rental assistance and find out how to take advantage of help that’s available to you.
Algunas de las protecciones federales que fueron establecidas para proteger a los propietarios de vivienda del “foreclosure” o ejecución financiera, y a los inquilinos del “eviction” o desalojo durante la pandemia del COVID-19, terminaron el 31 de julio. Si usted tiene problemas para pagar su renta o hipoteca, es importante que actúe ahora para prevenir la ejecución o el desalojo.
Many landlords are having trouble making ends meet during the pandemic when tenants can’t pay their rent. Learn more about emergency rental assistance and how it can help you and your tenants get through these difficult times.
Si usted debe la renta, podría tener derecho a posponer el desalojo usando la Declaración de Protección contra el Desalojo del CDC. También podría tener derecho a recibir notificación de la moratoria de desalojos del CDC por parte de un cobrador de deudas. Sepa más acerca de las prácticas injustas de cobro de deudas y cómo evitar el desalojo durante la pandemia del COVID-19.
If you owe rent, you may have the right to postpone eviction using the CDC Declaration form. You may also have the right to receive notice of the CDC moratorium from a debt collector. Learn more about unfair debt collection practices and how to avoid eviction during COVID-19.
We have announced a final rule on the Fair Debt Collection Practices Act (FDCPA), which clarifies how debt collectors can communicate with consumers. Here are several things you should know.
We are finally leaving 1977 behind and developing a debt collection system that works for consumers and industry in the modern world.
Learn about the consumer protection laws that keep servicemembers and military families safe from financial fraud and unfair or abusive practices.
We have resources you can use to address issues related to debt collection during the coronavirus pandemic.
Contamos con recursos que puede usar para enfrentar problemas con el cobro de deudas durante la pandemia del coronavirus.
Tips for staying on top of your finances during the coronavirus pandemic, particularly if you’ve dodged income loss or major expenses.
有關新冠病毒疫情期間掌控財務狀況之提示，特別是在您未遭受收入損失或大筆支出的情況下。
Consejos para que se mantenga al día con sus finanzas durante la pandemia del coronavirus, particularmente si no ha perdido sus ingresos o no ha tenido grandes gastos.
Chúng tôi có các tài liệu cho quý vị sử dụng để giải quyết các vấn đề liên quan đến thu nợ trong đại dịch Coronavirus.
我們擁有可用來在冠狀病毒大流行期間解決與債務催收相關問題的資源。
我们拥有可用来在冠状病毒大流行期间解决与债务催收相关问题的资源。
Mayroon kaming mga mapagkukunan ng impormasyon at suporta na magagamit mo upang matugunan ang mga suliraning kaugnay ng pagkolekta ng bayad sa utang sa panahon ng pandaigdigang salot ng coronavirus.
Cuando los cobradores le contactan, usted podría no saber si se trata de uno legítimo o de alguien tratando de estafarle.
Learn how to spot the warning signs of debt collection scams and ways to protect yourself.
Making and sticking to a budget is a key step towards getting a handle on your debt and planning for the future.
Ni el gobierno federal, ni sus empleados le solicitarán a usted que envíe dinero para obtener un premio. Tampoco le llamarán por teléfono para amenazarle con enviarlo a la cárcel o con demandarle si usted no paga una deuda. Aprenda a protegerse contra las estafas de impostores.
Under the Qualified Medicare Beneficiaries (QMB) program, medical providers such as doctors, hospitals, and medical supply
companies aren’t allowed to bill enrollees for Medicare deductibles,
coinsurance, and copayments. If you get a wrongful bill, you don’t have to pay it. You have the right to a refund if you’ve already paid.
Mucha gente se atrasa porque no pueden hacer los pagos mensuales para pagar su deuda, además de los costos de la vida diaria. Usted no está solo. Aquí le ofrecemos pasos que pueden ayudarle a tomar el control de su deuda.
If you’ve hit a financial rough spot (and think you might miss a credit card payment) contact your creditor as soon as possible. Most will work with you to find a repayment plan that suits your current situation.
