We have announced a final rule on the Fair Debt Collection Practices Act (FDCPA), which clarifies how debt collectors can communicate with consumers. Here are several things you should know.
We are finally leaving 1977 behind and developing a debt collection system that works for consumers and industry in the modern world.
Learn about the consumer protection laws that keep servicemembers and military families safe from financial fraud and unfair or abusive practices.
We have resources you can use to address issues related to debt collection during the coronavirus pandemic.
Contamos con recursos que puede usar para enfrentar problemas con el cobro de deudas durante la pandemia del coronavirus.
Tips for staying on top of your finances during the coronavirus pandemic, particularly if you’ve dodged income loss or major expenses.
Consejos para que se mantenga al día con sus finanzas durante la pandemia del coronavirus, particularmente si no ha perdido sus ingresos o no ha tenido grandes gastos.
Mayroon kaming mga mapagkukunan ng impormasyon at suporta na magagamit mo upang matugunan ang mga suliraning kaugnay ng pagkolekta ng bayad sa utang sa panahon ng pandaigdigang salot ng coronavirus.
Chúng tôi có các tài liệu cho quý vị sử dụng để giải quyết các vấn đề liên quan đến thu nợ trong đại dịch Coronavirus.
Cuando los cobradores le contactan, usted podría no saber si se trata de uno legítimo o de alguien tratando de estafarle.
Learn how to spot the warning signs of debt collection scams and ways to protect yourself.
Making and sticking to a budget is a key step towards getting a handle on your debt and planning for the future.
Under the Qualified Medicare Beneficiaries (QMB) program, medical providers such as doctors, hospitals, and medical supply
companies aren’t allowed to bill enrollees for Medicare deductibles,
coinsurance, and copayments. If you get a wrongful bill, you don’t have to pay it. You have the right to a refund if you’ve already paid.
If you’ve hit a financial rough spot (and think you might miss a credit card payment) contact your creditor as soon as possible. Most will work with you to find a repayment plan that suits your current situation.
A recent law provides additional protections for servicemembers affecting VA refinances, medical debt on credit reports, credit monitoring, and stays on foreclosure. Here’s what to look for in the new laws and when they go into effect.
You can start to take control of your debt in six easy steps.
Learn more about how debt collection works or identify steps that you can take to address your own situation.
More than 1-in-5 consumers had telecommunications-related collections on their consumer report in the past 5 years
Consumers typically pay for telecommunications services monthly, but most providers do not report to consumer reporting agencies unless an account is in collections. In this report, we explore how these debts are reported.
WARNO: New security clearance guidelines make it more important than ever for servicemembers to monitor their credit
How to safeguard your credit record and avoid security clearance problems.
We recently published a Complaint Snapshot report, which provides an overview of trends across consumer complaints. We also took a focused look at debt collection complaints.
Federal government agencies and federal employees will not ask you to send money to collect prizes. They also won’t call to threaten you with jail time or a lawsuit if you don’t pay a debt. Learn how to protect yourself from imposter scams.
Many people fall behind because they can’t afford to make monthly debt payments on top of their daily living expenses. You’re not alone. Here are some steps to help you get a handle on debt.
Servicemembers consistently report their issues with debt collection to us. These are some of their experiences.