Under the Qualified Medicare Beneficiaries (QMB) program, medical providers such as doctors, hospitals, and medical supply
companies aren’t allowed to bill enrollees for Medicare deductibles,
coinsurance, and copayments. If you get a wrongful bill, you don’t have to pay it. You have the right to a refund if you’ve already paid.
If you’ve hit a financial rough spot (and think you might miss a credit card payment) contact your creditor as soon as possible. Most will work with you to find a repayment plan that suits your current situation.
A recent law provides additional protections for servicemembers affecting VA refinances, medical debt on credit reports, credit monitoring, and stays on foreclosure. Here’s what to look for in the new laws and when they go into effect.
You can start to take control of your debt in six easy steps.
Learn how to spot the warning signs of debt collection scams and ways to protect yourself.
Learn more about how debt collection works or identify steps that you can take to address your own situation.
Paying down your debt is possible when you know what
you owe and what you can do to repay it.
You can get a handle on your debt and make a plan for future spending.
Breaking down your daily spending habits can help you identify areas
where you can reduce your expenses or find services you’re paying for that you
can eliminate.
Consumers typically pay for telecommunications services monthly, but most providers do not report to consumer reporting agencies unless an account is in collections. In this report, we explore how these debts are reported.
