Your top five questions about checking accounts answered
Whether you’ve had a bank or credit union checking account for a long time, or are planning to open a new account soon, we have resources to help you make the best decision for you.
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Respondemos las 5 preguntas más importantes sobre cuentas corrientes
Bien sea que usted ya tenga desde hace tiempo una cuenta corriente, en un banco o cooperativa de ahorro, o que quiera pronto abrir una nueva, contamos con recursos que pueden ayudarle a tomar la mejor decisión.
Guías para ayudar y manejar su cuenta de cheques
¿Usted está pensando en abrir una cuenta de cheques, pero no está seguro por dónde empezar? Tenemos recursos que le pueden ayudar a seleccionar el producto que mejor se ajuste a sus necesidades financieras. Nuestras nuevas guías sobre cuentas tienen información para ayudarle a comparar y luego manejar su cuenta de cheques.
Consumer experiences with overdraft programs
We’re releasing a report about consumers’ experiences with overdraft programs. Many of the people we spoke with were surprised about overdraft fees. Take control of your checking account with our tips and guides.
Know Before You Owe: We are designing new overdraft disclosure forms
In order to make overdraft disclosure more straightforward, we’ve created four possible designs for a new disclosure form.
Understanding Consumer Experiences: Insights from CFPB’s 2016 Consumer Response Annual Report
We recently published our Consumer Response Annual Report, which provides an overview of the complaints we received in 2016.
Understanding the Overdraft “Opt-in” Choice
Banks and credit unions can only charge you overdraft fees on one-time debit card transactions and ATM withdrawals if you “opt in.” Learn more about the opt in choice, and steps you can take to reduce or eliminate overdraft fees on your checking account.
New insights on bank overdraft fees and 4 ways to avoid them
For the first time in 2015, large banks began reporting separately certain categories of fees—including overdraft and non-sufficient fund fees. The new fee revenue information is helping us understand the magnitude and diversity of banks’ overdraft programs. Here are some tips to help you reduce or avoid overdraft and NSF fees.
Guides to help you open and manage your checking account
Are you thinking about opening a checking account but aren’t sure how to get started? We have resources to help you select a product that’s best suited for your financial needs. Our new account guides have information to help you shop for and manage your checking account.
Live from Louisville!
Today, we held a field hearing on checking accounts in Louisville, Ky. The hearing featured remarks from Director Richard Cordray, as well as testimony from consumer groups, industry representatives, and members of the public.