Holding Credit Reporting Companies Accountable for Junk Data
Including junk data and mistakes on people's credit reports is against the law.
Blog
What we're learning: Medical debt's impact on Alaska Native communities
There is a disproportionate impact of medical debt on American Indian and Alaska Native consumers, in Alaska and across the United States.
Consumer reporting companies have an obligation to correct errors
The CFPB and FTC filed an amicus brief to help ensure that consumer reporting companies investigate consumer disputes.
Compañías de informes de crédito deben corregir errores
Hemos introducido junto a la FTC un escrito amicus curiae para asegurarnos de que las compañías de informes del consumidor investiguen las disputas hechas por los consumidores.
Extendemos la fecha tope para recibir comentarios sobre los corredores de datos
Lanzamos una averiguación sobre las compañías que rastrean y recogen información sobre la vida personal de la gente.
We are extending the deadline for comments about data brokers
The CFPB launched an inquiry into companies that track and collect information on people’s personal lives.
Tell us your experiences with data brokers
The CFPB launched an inquiry into companies that track and collect information on people’s personal lives.
Tell us about your experiences with rental background checks and fees
The CFPB and the FTC want to hear about challenges you’ve faced because of rental background checks.
Opine acerca de sus experiencias con las revisiones de antecedentes a inquilinos y sus tarifas
La CFPB y la FTC quieren saber cuáles retos ha enfrentado por las revisiones de antecedentes de inquilinos.
Rethinking the approach to regulations
The CFPB is seeking to move away from highly complicated rules that have long been a staple of consumer financial regulation and towards simpler and clearer rules.
Report illustrates how the big three credit reporting companies are giving consumers the runaround
A CFPB report revealed that the NCRAs have largely relied on vague, unhelpful form letters in response to consumer complaints filed with the Bureau. This practice, which surged in 2020, left families and communities vulnerable at the height of an unprecedented global pandemic and economic crisis.
Know your data: Our updated list of reporting companies
Your consumer reporting data can affect your ability to get a loan, job, or apartment. Learn how to request your consumer reports.
New report explores the prevalence of actual payment information in consumer credit reporting
This quarterly consumer credit trends report explores the prevalence of actual payment information in consumer credit reporting.
Alphabet soup: The ABCs of military consumer protection
Learn about the consumer protection laws that keep members of the military and their families safe from fraud, scams, and financial harm.
Innovation spotlight: Providing adverse action notices when using AI/ML models
Spotlight on providing adverse action notices under the Equal Credit Opportunity Act and the Fair Credit Reporting Act when using machine learning and other artificial intelligence models.
Consumer reporting and the CARES Act
The Bureau released FAQs for industry that will help ensure that consumers affected by COVID-19 receive the credit reporting protections required by the CARES Act amendments to the FCRA.
Know your data: Our updated list of reporting companies
Request your consumer reports using our list of consumer reporting companies. Your consumer reporting data affects your ability to get an affordable loan, a job, an apartment, or many other essentials of daily life to reach your financial and personal goals.
Applying for a job? It’s important to know what goes into your background screening reports
Background screening reports are used by employers to check histories of applicants and employees, including criminal record histories.