Blog | Consumer Financial Protection Bureau

Policy and compliance

Published JUN 28, 2024

The CFPB is working to reinforce the foundation of a fair, nondiscriminatory and competitive mortgage market

CFPB’s HMDA enforcement cases and research focus on ensuring financial institutions comply with HMDA and Regulation C’s requirement to report complete and accurate mortgage lending information.

By Bobby Conner, Adrian Gonzalez, Danny Harris, and Hallie Ryan

Data, research, and reports

Published JUN 26, 2024

The CFPB's 2023 fair lending annual report to Congress

The CFPB releases its Fair Lending Annual Report to Congress, describing its fair lending activities in enforcement and supervision; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2023.

By Patrice Alexander Ficklin and J. Frank Vespa-Papaleo

Info for consumers

Published JUN 26, 2024

Reporte del 2023 de la CFPB al Congreso sobre equidad en el crédito | CFPB

La CFPB publica su Reporte Anual al Congreso sobre la equidad en el crédito, describiendo las actividades ejecutorias y de supervisión, de orientación y normativas, y de difusión y educación, realizadas durante el año 2023.

By Patrice Alexander Ficklin and J. Frank Vespa-Papaleo

Director's notebook Policy and compliance

Published JUN 01, 2023

Algoritmos, inteligencia artificial y equidad en tasaciones de vivienda

Estamos tomando un nuevo paso para asegurar que las decisiones tomadas por modelos automáticos, a veces mercadeadas como inteligencia artificial, sean responsables.

By Rohit Chopra

Director's notebook Policy and compliance

Published JUN 01, 2023

Algorithms, artificial intelligence, and fairness in home appraisals

Today, the CFPB is taking another step toward ensuring accountability for automated decision models, sometimes marketed as artificial intelligence (AI).

By Rohit Chopra

Info for consumers

Published JUN 25, 2018

What you need to know to get money from the settlement with BancorpSouth Bank for alleged discrimination

Here’s what you need to know to get money from the settlement with BancorpSouth Bank for alleged mortgage lending discrimination against African-American consumers.

By Patrice Alexander Ficklin

Info for consumers

Published JUL 06, 2016

La delimitación ilegal: Acción del CFPB y del Departamento de Justicia requiere que el banco BancorpSouth pague millones de dólares a consumidores perjudicados

El banco BancorpSouth pagará $10.6 millones para responder al problema de la delimitación ilegal y otras alegaciones de discriminación, luego de que por...

By Daniel Dodd-Ramirez and Patrice Alexander Ficklin

Info for consumers

Published JUN 29, 2016

Redlining: CFPB and DOJ action requires BancorpSouth Bank to pay millions to harmed consumers

BancorpSouth Bank will pay $10.6 million to address redlining and other discrimination claims. After, for the first time, we used undercover testers to help...

By Daniel Dodd-Ramirez and Patrice Alexander Ficklin

Info for consumers

Published OCT 21, 2015

El Banco de Ahorros Hudson City pagará $27 millones para aumentar el acceso al crédito en vecindarios mayormente afroamericanos e hispanos que discriminaba

Cuando usted está buscando una hipoteca, no debería tener que preocuparse por que lo discriminen. La Ley de Igualdad de Oportunidades de Crédito (ECOA, por...

By Patrice Alexander Ficklin

Info for consumers

Published OCT 07, 2015

Hudson City Savings Bank tendrá que pagar $27 millones para aumentar el acceso al crédito en vecindarios predominantemente negros e hispanos contra los que discriminaba

Cuando usted está buscando una hipoteca, usted no debería tener que preocuparse por que lo discriminen. La Ley de Igualdad de Oportunidades de Crédito...

By Patrice Alexander Ficklin

Info for consumers

Published SEP 24, 2015

Hudson City Savings Bank to pay $27 million to increase access to credit in Black and Hispanic neighborhoods it discriminated against

The complaint alleges that Hudson City redlined by locating its branches and selecting mortgage brokers nearly all outside of majority-Black-and-Hispanic...