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The CFPB works to protect servicemembers in the financial market, engage military stakeholders, and monitor the market to identify risks to servicemembers, veterans, and military families.

When a company that provided disputed information to a credit reporting agency is unable to determine whether the information is true or not, the law requires the company to tell the agency the information couldn’t be verified and to stop providing that information going forward.

New Mexicans submitted complaints about credit reporting, debt collection, and other products.

La gente de New Mexico nos envió quejas sobre informes de crédito, el cobro de deudas y otros productos.

Cashflow data (regular savings, accumulated savings, paying bills on time) helps predict ability to repay and repayment risk, even when accounting for credit scores.

Credit reporting changes through the Department of Education’s Fresh Start program coincided with increased credit scores for nearly 2 million student loan borrowers.

Lanzamos una averiguación sobre las compañías que rastrean y recogen información sobre la vida personal de la gente.

The CFPB launched an inquiry into companies that track and collect information on people’s personal lives.

The nationwide credit reporting companies have removed medical collections already paid, under $500 or less than a year old from consumer credit reports. Have medical debt? Here’s what you should know.

Las compañías nacionales de informes de crédito removieron cobranzas médicas ya pagadas, menores de $500 y con menos de un año de antigüedad de los informes de crédito de los consumidores. ¿Tiene deuda médica? Le mostramos qué debe saber.

Active duty and National guard members are entitled to free electronic credit monitoring.

The CFPB launched an inquiry into companies that track and collect information on people’s personal lives.

The CFPB and the FTC want to hear about challenges you’ve faced because of rental background checks.

La CFPB y la FTC quieren saber cuáles retos ha enfrentado por las revisiones de antecedentes de inquilinos.

Credit card companies are failing to report your actual payment data to the nationwide consumer reporting companies. The CFPB asked why, and this is what we learned.

Los emisores de tarjetas de crédito no están reportando sus datos de pagos a las empresas de informes de crédito. Preguntamos por qué, y esto descubrimos.

Debt collectors are moving away from furnishing medical debt, in part, due to data integrity challenges in medical debt collections.

Credit score tiers shifted upward during the pandemic, with more consumers transitioning from subprime to prime credit scores.

The CFPB recently filed an amicus brief to ensure furnishers follow their obligation to investigate disputes that consumers submit to credit reporting companies.

Credit cards play a critical role for consumers. Lenders can cut card lines, and have done so especially during economic downturns. New CFPB research shows the impact line cuts have on consumers.

Consumers’ Buy-Now-Pay-Later repayment data is starting to be furnished to the nationwide credit reporting companies. A standardized approach would promote consistency and accuracy.

When you dispute credit information with your bank or other furnisher, you should get a clear and understandable response stating a result.

The CFPB recently filed two amicus briefs to ensure that credit reporting companies and furnishers follow their legal responsibilities with respect to accuracy in consumer reports.

Yon ijans oswa tretman medikal ka transfòme an yon kriz finansye ou pa’t atann. Aprann dwa ou, kijan pou w pwoteje kredi ou, ak kijan pou w evite pyèj.

Maaaring mauwi sa hindi inaasahang krisis pinansyal and medikal na emerhensya o paggamot. Alamin ang iyong mga karapatan, kung paano mapoprotektahan ang iyong kredito, at kung paano makaiwas sa mga suliranin.