Learn how Buy Now, Pay Later products work and other important details to help you decide whether or not to use them for purchases.
We have notified companies that we will be paying particular attention to practices related to the accuracy of rental information in consumer reports. Learn how to protect yourself and how to take action if denied rental housing because of errors in your tenant screening reports.
New research finds that over 2.8 million consumers have information on their business loans and other commercial credit products on their consumer credit reports. An examination of commercial and consumer credit also finds common inconsistencies in reporting practices and strategies, with the potential for significant implications for consumers.
Your consumer reporting records affect your ability to get a loan, a job, an apartment, and other essentials of life. But, do you know where and how to request your consumer reports and what you can do once you order them? Find out in our list of consumer reporting companies!
This report explores the prevalence of actual payment information in consumer credit reporting. Quarterly Consumer credit trends reports focus on a specific consumer financial product or issue using a longitudinal, nationally representative sample of de-identified credit records maintained by a nationwide consumer reporting agency.
Aquellos consumidores con limitado manejo del inglés enfrentan retos únicos para conocer y acceder a servicios financieros. Mire nuestro webinar para que sepa cómo el CFPB está trabajando para lograr que sus recursos sean accesibles para todos.
Sus informes y puntajes de crédito juegan un papel muy importante en sus oportunidades financieras futuras. Usted puede usar los siguientes pasos para manejar y proteger su crédito durante la pandemia del COVID-19 (coronavirus).
Your credit reports and scores play an important role in your future financial opportunities. Learn how to manage and protect your credit during the COVID-19 (coronavirus) pandemic.
A growing number of financial services are powered by data sharing. Learn the key things to consider before sharing your data, and tips for sharing your data in the best way.
The Bureau released FAQs for industry that will help ensure that consumers affected by COVID-19 receive the credit reporting protections required by the CARES Act amendments to the FCRA.
May mahalagang papel ang iyong mga credit report [kasaysayan ng mga utang] at score [puntos] na ginagampanan sa iyong mga oportunidad pampananalapi sa hinaharap. Dagdagan ang kaalaman sa kung paano mapapangasiwaan at maalagaan ang iyong credit sa panahon ng pandaigdigang salot ng COVID-19 (coronavirus).
신용 보고서와 점수는 향후 재정적 기회에 중요한 역할을 합니다. 코로나바이러스 감염증(코로나19) 팬데믹 사태 가운데 신용을 관리하고 보호하는 방법을 알아보세요.
Báo cáo và điểm số tín dụng của quý vị đóng vai trò quan trọng trong các vấn đề liên quan về tài chính trong tương lai. Tìm hiểu cách quản lý và bảo vệ tín dụng trong đại dịch COVID-19
Your credit records affect your ability to get a loan, a job, an apartment, and other essentials of life. But, do you know where and how to request your consumer reports and what you can do once you order them? You can find out in our list of reporting companies!
CFPB releases report on background screening reports, with a focus on criminal background checks used in employment.
New report explores the relationship between Financial Well-Being and the contents of and engagement with credit reports
A joint study with Credit Karma explores the relationship between subjective Financial Well-Being (FWB) and objective credit characteristics and engagement with financial education tools. The report identifies credit report and engagement variables that are significantly related to a consumer’s FWB score, including credit score, credit limit, credit utilization, and the use of a credit simulator tool.
Si usted se vio afectado por el robo de información a Equifax en 2017, puede que sea elegible para recibir compensación y beneficios gracias al reciente acuerdo legal.
If you were affected by the 2017 Equifax data breach, you may be eligible to claim compensation and benefits because of a legal settlement.
An update on results provided under the Bureau’s No-Action Letter on alternative data and machine learning
The ability of consumers to access various types of credit can be affected by their credit scores, as many lenders require a minimum credit score before credit will be extended. This report finds that consumers with lower credit scores may strategically time their applications for credit around peaks and troughs in their scores.
If you have student loans here are three things to do now to keep your student loans in order.
Protect older adults in your community from identity theft – order the Bureau’s ID Protection guide and placemat today!
Prepare su crédito para su próxima gran compra con estos cinco pasos, sin que le cueste nada.