Skip to main content

Petitions for rulemaking

We respond to petitions from interested persons for the issuance, amendment, or repeal of a CFPB rule, as required by the Administrative Procedure Act.

Submitting a petition

You can submit your petitions for rulemaking by emailing

In addition, you may also submit petitions by mail, hand delivery, or courier to:

Rulemaking Petitions Docket
Consumer Financial Protection Bureau
1700 G Street NW, Washington, D.C. 20552

To ensure proper handling, we recommend that you submit petitions for rulemaking only through these methods. We also recommend that you state that it is a petition under section 553(e) of the Administrative Procedure Act. To assist us in our review and consideration of your petition, we recommend that you include the following information with your submission:

  • Your contact information (full name, address, telephone number, email address)
  • The type of action you are requesting (e.g., whether the CFPB should issue a new rule or repeal or amend an existing rule)
  • The factual and legal reasons for the proposed action
  • The expected effects the proposed action will have on relevant parties (e.g., consumers, industry, enforcement authorities)

All petitions, including attachments and other supporting materials, will become part of the public record and subject to public disclosure. Proprietary information or sensitive personal information, such as account numbers or Social Security numbers, or names of other individuals, should not be included. Petitions will not be edited to remove any identifying or contact information.

The CFPB may, in its discretion, decide not to post submissions and other materials, or portions thereof, including the following:

  • Duplicate identical submissions (submitted by the same submitter(s) through different means)
  • Copyrighted material owned by someone other than the submitter
  • Confidential business information (CBI)
  • Spam submissions
  • Threats of harm or violence
  • Submissions that are disavowed by the named author or submitter

Submissions that are posted and assigned a docket number will be considered petitions and receive a final response.

Links to petitions we have received appear below. As new petitions are added, members of the public may comment on petitions by following instructions at those links.

Date range
Clear filters
41 filtered results
Open petition

Tasha Blanchard

Tasha Blanchard petitioned the CFPB requesting enhanced consumer financial protection for prepaid and gift card fraud under the Electronic Fund Transfer Act (EFTA).
Open petition

Holly Thai

Holly Thai petitioned the CFPB requesting the implementation of a rule to protect consumers from identity theft and related fraud.
Open petition

David Petroni

David Petroni petitioned the CFPB requesting Private Mortgage Insurance (PMI) removal criteria be changed to allow homeowners to request the removal or reduction of PMI based on property value.
Open petition

Cameron Heffelfinger

Cameron Heffelfinger petitioned the CFPB to require transparency from financial institutions regarding consumer account closures.
Open petition

Andrew Meinert

Andrew Meinert petitioned the CFPB to require the usage of authentication technology by financial services companies to prevent fraud.
Open petition

Zaniya Lewis

Zaniya Lewis petitioned the CFPB to amend the Dodd-Frank Act to prevent institutions from profiting and benefiting from scholarship award displacement practices.
Open petition

Sharon Borough

Sharon Borough petitioned the CFPB to issue a rule on the secure handling of consumer personal account information by credit bureaus.
Open petition

Jordan Vint

Jordan Vint petitioned the CFPB to adopt a policy requiring debt collection and debt purchasing organizations to disclose the amount a debt was purchased for or the percentage these organizations will receive upon collection of a debt, upon request of the debtor.
Open petition

Bharat Kondapalli

Bharat Kondapalli petitioned the CFPB to enact a regulation prohibiting credit card issuers from charging annual fees on credit cards that have been inactive for 24 months.
Open petition

Kelly Subbaiah

Kelly Subbaiah petitioned the CFPB to amend Regulation DD to require timely disclosure of interest rate and Annual Percentage Yield (APY) changes on variable-rate accounts.
Open petition

Melissa Edwards

Melissa Edwards petitioned the CFPB to prohibit employers from using applicant credit history as hiring criteria.
Open petition

Ron Nelson

Ron Nelson petitioned the CFPB to require immediate crediting of all mortgage payments by lenders upon receipt.
Open petition

National Association of Consumer Advocates (NACA), et al.

The National Association of Consumer Advocates (NACA), et al. petitioned the CFPB to issue a rule addressing the use of mandatory pre-dispute arbitration (or forced arbitration) provisions in contracts between regulated entities and consumers of financial products or services that would allow the consumer to make a choice on whether to use arbitration after a dispute arises.
Open petition

National Consumer Law Center (NCLC)

Under the Real Estate Settlement Procedures Act, the National Consumer Law Center (NCLC) is requesting that the Bureau modify the mortgage servicing rules in Regulation X, 12 C.F.R. Part 1024, to provide consistent, fair, and transparent protections to borrowers across the mortgage market.
Open petition

National Treasury Employees Union

The National Treasury Employees Union petitioned the CFPB to extend protection against prohibited personnel practices to two categories of excepted service Federal employees not currently covered.
Open petition

Mortgage Bankers Association

The Mortgage Bankers Association petitioned the CFPB to issue a rule amending the early intervention and loss mitigation requirements of Real Estate Settlement Procedures Act (Regulation X).
Open petition

Community Catalyst

Community Catalyst petitioned the CFPB to issue a rule under the Fair Credit Reporting Act (FCRA) prohibiting the appearance of all medical debt on consumer credit reports.
Open petition

Community Catalyst

Community Catalyst petitioned the CFPB to issue a rule under the Credit Card Accountability and Disclosure Act of 2009 (the CARD Act) to eliminate and restrict deferred-interest medical credit cards.
Open petition

Timothy Trogdon

Timothy Trogdon petitioned the CFPB to issue a rule requiring Credit Bureaus to freeze credit in certain circumstances.
Open petition

National Consumer Law Center (NCLC)

The National Consumer Law Center (NCLC) petitioned the CFPB to address in its Fair Credit Reporting Act (FCRA) rulemaking, requirements for the furnishing of information regarding a debt in collections, translation of consumer reports by national consumer reporting agencies (CRAs) and the establishment an Office of Ombudsperson to assist consumers.
Open petition

Elaine Roberts Musser

Elaine Roberts Musser petitioned the CFPB to adopt a rule that restricting investment advisors from FDIC-covered bank branches.
Closed petition

American Bankers Association, et al.

American Bankers Association, et al. petitioned the CFPB regarding the defining of larger participants of the aggregation services market. The CFPB responded to the petition on July 26, 2023.