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Petitions for rulemaking

We respond to petitions from interested persons for the issuance, amendment, or repeal of a CFPB rule, as required by the Administrative Procedure Act.

Recent actions

July 26, 2023

American Bankers Association, et al. Petition - Closed

American Bankers Association, et al. petitioned the CFPB regarding the defining of larger participants of the aggregation services market. The CFPB responded to the petition on July 26, 2023.

March 10, 2023

Peter Krall Petition - Closed

Peter Krall petitioned the CFPB regarding dealer-sold guaranteed asset protection (GAP) refunds. The CFPB responded to the petition on March 10, 2023.

Submitting a petition

You can submit your petitions for rulemaking by emailing petitions@cfpb.gov.

In addition, you may also submit petitions by mail, hand delivery, or courier to:

Rulemaking Petitions Docket
Consumer Financial Protection Bureau
1700 G Street NW, Washington, D.C. 20552

To ensure proper handling, we recommend that you submit petitions for rulemaking only through these methods. We also recommend that you state that it is a petition under section 553(e) of the Administrative Procedure Act. To assist us in our review and consideration of your petition, we recommend that you include the following information with your submission:

  • Your contact information (full name, address, telephone number, email address)
  • The type of action you are requesting (e.g., whether the CFPB should issue a new rule or repeal or amend an existing rule)
  • The factual and legal reasons for the proposed action
  • The expected effects the proposed action will have on relevant parties (e.g., consumers, industry, enforcement authorities)

All petitions, including attachments and other supporting materials, will become part of the public record and subject to public disclosure. Proprietary information or sensitive personal information, such as account numbers or Social Security numbers, or names of other individuals, should not be included. Petitions will not be edited to remove any identifying or contact information.

The CFPB may, in its discretion, decide not to post submissions and other materials, or portions thereof, including the following:

  • Duplicate identical submissions (submitted by the same submitter(s) through different means)
  • Copyrighted material owned by someone other than the submitter
  • Confidential business information (CBI)
  • Spam submissions
  • Threats of harm or violence
  • Submissions that are disavowed by the named author or submitter

Submissions that are posted and assigned a docket number will be considered petitions and receive a final response.

Links to petitions we have received appear below. As new petitions are added, members of the public may comment on petitions by following instructions at those links.

Date range
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29 filtered results
Open petition |

National Association of Consumer Advocates (NACA), et al.

The National Association of Consumer Advocates (NACA), et al. petitioned the CFPB to issue a rule addressing the use of mandatory pre-dispute arbitration (or forced arbitration) provisions in contracts between regulated entities and consumers of financial products or services that would allow the consumer to make a choice on whether to use arbitration after a dispute arises.
Open petition |

National Consumer Law Center (NCLC)

Under the Real Estate Settlement Procedures Act, the National Consumer Law Center (NCLC) is requesting that the Bureau modify the mortgage servicing rules in Regulation X, 12 C.F.R. Part 1024, to provide consistent, fair, and transparent protections to borrowers across the mortgage market.
Open petition |

National Treasury Employees Union

The National Treasury Employees Union petitioned the CFPB to extend protection against prohibited personnel practices to two categories of excepted service Federal employees not currently covered.
Open petition |

Mortgage Bankers Association

The Mortgage Bankers Association petitioned the CFPB to issue a rule amending the early intervention and loss mitigation requirements of Real Estate Settlement Procedures Act (Regulation X).
Open petition |

Community Catalyst

Community Catalyst petitioned the CFPB to issue a rule under the Fair Credit Reporting Act (FCRA) prohibiting the appearance of all medical debt on consumer credit reports.
Open petition |

Community Catalyst

Community Catalyst petitioned the CFPB to issue a rule under the Credit Card Accountability and Disclosure Act of 2009 (the CARD Act) to eliminate and restrict deferred-interest medical credit cards.
Open petition |

Timothy Trogdon

Timothy Trogdon petitioned the CFPB to issue a rule requiring Credit Bureaus to freeze credit in certain circumstances.
Open petition |

National Consumer Law Center (NCLC)

The National Consumer Law Center (NCLC) petitioned the CFPB to address in its Fair Credit Reporting Act (FCRA) rulemaking, requirements for the furnishing of information regarding a debt in collections, translation of consumer reports by national consumer reporting agencies (CRAs) and the establishment an Office of Ombudsperson to assist consumers.
Open petition |

Elaine Roberts Musser

Elaine Roberts Musser petitioned the CFPB to adopt a rule that restricting investment advisors from FDIC-covered bank branches.
Closed petition |

American Bankers Association, et al.

American Bankers Association, et al. petitioned the CFPB regarding the defining of larger participants of the aggregation services market. The CFPB responded to the petition on July 26, 2023.