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Category: At the CFPB | Category: Data, research, and reports |
Published

Encouraging innovation in expanding credit access: 2018 Fair Lending Report to Congress

This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach for calendar year 2018.

Category: Policy and compliance |
Published

We are proposing changes to Regulation C to help industry comply and are looking for your feedback

We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to collect and report about their mortgage lending, which will improve the quality of mortgage data available to the public.

Category: Policy and compliance |
Published

eRegulations updated with Regulations X, C, and more

CFPB’s eRegulations is a web-based tool that makes regulations easier to find, read and understand. We have expanded the tool to include three additional CFPB regulations.  We are also updating an existing regulation to reflect changes that the Bureau has recently made.

Category: Policy and compliance |
Published

Fall 2015 rulemaking agenda

An important part of the CFPB’s mandate from Congress is to make rules governing consumer finance markets more effective and to create new rules when warranted. Today, we’re posting a semiannual update of our rulemaking agenda as part of the federal government’s Unified Agenda of Regulatory and Deregulatory Actions.

Category: Data, research, and reports |
Published

HMDA data shows more people took out a mortgage to purchase a home in 2014 than 2013

As part of our work to educate consumers to make informed financial decisions, we at the CFPB—along with the other members of the FFIEC—are committed to making HMDA data clear and available to you. Bringing transparency to the mortgage market can lead to the greater likelihood that similarly situated consumers receive similar loan terms.