Amicus program

The Bureau filed an amicus brief with the U.S. Court of Appeals for the Eleventh Circuit arguing that the Fair Credit Reporting Act requires an entity that furnishes credit information to a consumer reporting agency (CRA) to perform a reasonable investigation when a consumer disputes the accuracy of information furnished to the CRA, even if the dispute could be characterized as a legal, rather than factual, dispute.

The Bureau filed a Statement of Interest (amicus brief) in U.S. District Court for the Southern District of Florida addressing the Equal Credit Opportunity Act’s prohibition of discriminatory targeting, the act or practice of directing unfair or predatory products or practices at people on a prohibited basis.

The CFPB and DOJ filed a joint Statement of Interest in the U.S. District Court for the District of Maryland explaining that mortgage lenders violate the Equal Credit Opportunity Act if they rely on an appraisal that they knew, or should have known, was discriminatory when assessing the creditworthiness of an applicant.

The Bureau filed an amicus brief with the U.S. Court of Appeals for the Fourth Circuit arguing that EFTA’s protections for people who experience errors in their accounts apply to prepaid accounts loaded with government benefits, including unemployment assistance related to the pandemic.

The Bureau filed an amicus brief with the U.S. Court of Appeals for the Eleventh Circuit, in two related cases, arguing that the Fair Credit Reporting Act requires an entity that furnishes credit information to a consumer reporting agency (CRA) to perform a reasonable investigation when a consumer disputes the accuracy of information furnished to the CRA, even if the dispute could be characterized as a legal, rather than factual, dispute.