Open and manage a checking account
Our account guides have the information you need to shop for and manage a checking account to keep your money safe.
The basics of bank accounts and services
Each bank or credit union has its own rules as to when it will let you access money after you deposit a check, but federal law establishes the maximum length of time a bank or credit union can make you wait. Read more
You could be charged overdraft fees in connection with checks, electronic payments, or debit cards. There are steps you can take to reduce or eliminate overdraft fees associated with your account. Read more
Understand your situation
Know your rights
How to guides
Submit a complaint
If you are having an issue with your bank or credit union account or other financial service, you can submit a complaint to the CFPB. We’ll work to get you a response from the company.
Learn more about bank accounts and services
Looking for more information? We can help you address many other questions you may have about bank accounts and services.