Blog

The semiannual update of our rulemaking agenda.

The Bureau is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities. This report describes our fair lending activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2019.

The semiannual update of our rulemaking agenda.

The semiannual update of our rulemaking agenda.

The CFPB has released two reports assessing significant rules.

The Bureau of Consumer Financial Protection released the findings of its assessment of the Remittance Rule, which provides protections to international money transfers. The report describes the Rule, the market, and the Bureau’s findings on the Rule’s effectiveness in meeting factors outlined in the Dodd-Frank Act.

The semiannual update of our rulemaking agenda

As part of the Bureau’s commitment to engage stakeholders in active dialogue about key issues, the Bureau recently held three roundtables to gather feedback about the Requests for Information the Bureau recently issued.

The semiannual update of our rulemaking agenda.

In observance of six years serving consumers, here are six ways the CFPB has made consumers count. 

The semiannual update of our rulemaking agenda.

The CFPB will assess the Ability-to-Repay/Qualified Mortgage (ATR/QM) rule. We are seeking comments on our plan for the assessment.

Your feedback and comments will help up improve our assessment. 

We’ve finalized a rule to delay the general effective date of the prepaid accounts rule by six months, to April 1, 2018.

The improvements to our policy will help ensure that our rulemaking process continues to be open and fair and allows for candid input from state entities.

We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to collect and report about their mortgage lending, which will improve the quality of mortgage data available to the public.

We have released a plan to assess the effectiveness of the remittance rule and are asking the public for comments and information that would help the assessment.

We are seeking comment on a proposal to delay the effective date of the prepaid accounts rule by six months.

The semiannual update of our rulemaking agenda.

Prepaid cards can look and act like other types of cards, but they haven’t always had the same protections. Our new rule will help make prepaid cards and other prepaid accounts safer to use.

Today we finalized new changes to our mortgage servicing rules. These updates ensure that mortgage servicers treat homeowners and struggling borrowers fairly.  They also provide servicers with greater clarity about how to comply with the rules.

In the past five years, we have written rules, enforced laws and, supervised banks and other financial companies, while at the same time creating resources to educate and engage you to make informed choices with your finances. 

New data shows payday and similar loans lead to consumers trapped in debt and our proposed rule aims to help those consumers.

An important part of the CFPB’s mandate from Congress is to make rules governing consumer finance markets more effective and to create new rules when warranted. Today, we’re posting a semiannual update of our rulemaking agenda as part of the federal government’s Unified Agenda of Regulatory and Deregulatory Actions.