Blog

Today is the 10th anniversary of the Consumer Financial Protection Bureau. The CFPB is proud to celebrate 10 years of protecting consumers, and looks forward to the next decade.

Under the Regulatory Flexibility Act, Federal agencies must publish regulatory agendas twice a year. CFPB participates in the Unified Agenda process, which is led by the Office of Management and Budget (OMB).

This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach and education for calendar year 2020.

In furtherance of our mission, I have directed the Division of Research, Markets, and Regulations (RMR) to take some immediate actions, and I want to share my directions publicly.

Under the Regulatory Flexibility Act, federal agencies must publish regulatory agendas twice a year. As an independent regulatory agency, we have been voluntarily participating in the Unified Agenda, which is led by the Office of Management and Budget (OMB).

We are finally leaving 1977 behind and developing a debt collection system that works for consumers and industry in the modern world.

The semiannual update of our rulemaking agenda.

The Bureau is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities. This report describes our fair lending activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2019.

The semiannual update of our rulemaking agenda.

The semiannual update of our rulemaking agenda.

The CFPB has released two reports assessing significant rules.

The Bureau of Consumer Financial Protection released the findings of its assessment of the Remittance Rule, which provides protections to international money transfers. The report describes the Rule, the market, and the Bureau’s findings on the Rule’s effectiveness in meeting factors outlined in the Dodd-Frank Act.

The semiannual update of our rulemaking agenda

As part of the Bureau’s commitment to engage stakeholders in active dialogue about key issues, the Bureau recently held three roundtables to gather feedback about the Requests for Information the Bureau recently issued.

The semiannual update of our rulemaking agenda.

In observance of six years serving consumers, here are six ways the CFPB has made consumers count. 

The semiannual update of our rulemaking agenda.

The CFPB will assess the Ability-to-Repay/Qualified Mortgage (ATR/QM) rule. We are seeking comments on our plan for the assessment.

Your feedback and comments will help up improve our assessment. 

We’ve finalized a rule to delay the general effective date of the prepaid accounts rule by six months, to April 1, 2018.

The improvements to our policy will help ensure that our rulemaking process continues to be open and fair and allows for candid input from state entities.

We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to collect and report about their mortgage lending, which will improve the quality of mortgage data available to the public.

We have released a plan to assess the effectiveness of the remittance rule and are asking the public for comments and information that would help the assessment.

We are seeking comment on a proposal to delay the effective date of the prepaid accounts rule by six months.