Far too many minority households and businesses continue to lack fair and equitable access to credit. Federal agencies encourage lenders to explore use of special purpose credit programs to better serve historically disadvantaged individuals and communities.
The CFPB is working to identify and address the financial needs of immigrant consumers.
We’ve published a Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data, a resource for those interested in using these comprehensive data on the U.S. mortgage market. The Guide covers the basics of what HMDA data are and how to access them, as well as a step-by-step guide for creating certain data summaries.
This report describes our fair lending activities in enforcement, guidance and rulemaking, interagency coordination, and outreach and education for calendar year 2021.
Vigorous enforcement of the laws protecting against discrimination is essential for us to achieve broader equity and opportunity. The CFPB will prioritize enforcement of the Equal Credit Opportunity Act and its other authorities to ensure no one is discriminated against in connection with a consumer financial product or service.
The CFPB joins with other regulators in asking The Appraisal Foundation to clearly instruct appraisers about the federal law forbidding appraisal discrimination.
We’re concerned that some financial companies are unlawfully considering religion when making decisions on financial products. If you think you have been discriminated against, submit a complaint to us.
This week we partnered with other agencies to oppose a dangerous threat to our nation’s civil rights laws, specifically related to the Equal Credit Opportunity Act, or ECOA.
The CFPB encourages programmers, data scientists and others with knowledge of the algorithms and technologies used by companies, and who know of potential discrimination or other misconduct within our authority, to report it to the CFPB.
Today is the 10th anniversary of the Consumer Financial Protection Bureau. The CFPB is proud to celebrate 10 years of protecting consumers, and looks forward to the next decade.
The CFPB hosted a roundtable to discuss biases that come from home valuations, and explored how to remedy the problem.
This analysis investigates how characteristics of mortgages, borrowers, and lenders vary across AAPI subgroups, based on the 2020 Home Mortgage Disclosure Act (HMDA) data.
This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach and education for calendar year 2020.
El CFPB planea desarrollar directrices para la atención a consumidores LEP o con Limitado Manejo del Inglés y para ello, está recibiendo comentarios públicos formales a través de su Solicitud de Información del año 2020 sobre la Ley de Oportunidad Equitativa al Crédito y Regulación B.
The Bureau plans to develop guidance on serving consumers with limited English proficiency (LEP) and welcomes formal public comments through the Bureau’s 2020 Request for Information on the Equal Credit Opportunity Act and Regulation B.
Consumers who are of limited English proficiency face unique challenges in learning about and accessing financial services. Watch our webinar to learn how CFPB is working to make our resources accessible to everyone.
The Bureau reminds creditors of the availability of the Special Purpose Credit Program (SPCP) provisions of Equal Credit Opportunity Act (ECOA) and Regulation B to help meet the credit needs of underserved communities.
Ang Bureau ay may pananagutan sa pagtugon sa diskriminasyon sa pagpapahiram, kasama na ang pagpapahiram sa mga kababaihan- at mga negosyo na pagmamay-ari ng minorya, na nag-aplay para sa utang sa panahon ng pandemya ng COVID-19 sa ilalim ng CARES Act.
The Bureau is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities. This report describes our fair lending activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2019.
The Bureau has a responsibility for addressing lending discrimination, including lending to women- and minority-owned businesses, which apply for credit during the COVID-19 pandemic under the CARES Act.
Bajo la Ley CARES, en el CFPB tenemos la responsabilidad de actuar contra la discriminación en el otorgamiento de préstamos a pequeñas empresas, que los soliciten durante la pandemia del COVID-19, y cuyos dueños sean mujeres, o pertenezcan a minorías.
금융소비자보호국(CFPB: Consumer Financial Protection Bureau)은 CARES 법에 따라 코로나 바이러스(COVID-19) 전염병 기간 동안 신용을 신청하는 여성 및 소수 민족 소유 비즈니스에 대한 대출을 포함하여 대출 차별에 대응할 책임이 있습니다.
本局有責任處理貸款歧視，包括由婦女性與少數裔族所持有的企業於冠狀病毒疫情期間，根據《冠狀病毒援助、紓困和經濟安全法案》（英文簡稱為 CARES 法案）所申請的貸款。
Cục có trách nhiệm giải quyết tình trạng phân biệt đối xử trong hoạt động cho vay, bao gồm việc cho các doanh nghiệp do phụ nữ và người dân tộc thiểu số làm chủ vay, áp dụng cho khoản vay trong bối cảnh dịch bệnh COVID-19 theo Đạo Luật Hỗ Trợ, Cứu Trợ và An Ninh Kinh Tế Đối Phó Vi-rút Corona (CARES).
An update on results provided under the Bureau’s No-Action Letter on alternative data and machine learning
