Notice and opportunities to comment

The CFPB requests public comment on a wide variety of topics to inform our work. These requests can include: proposed rules, requests for information, and Paperwork Reduction Act notices that give the public an opportunity to comment on potential information collections.

All these notices will be published in the Federal Register. You can submit comments online at Regulations.gov, by email, by mail, and by hand delivery/courier. For details, click on the link for the notice on which you’d like to comment. You don’t have to be an expert or a lawyer to give comments. We invite all individuals to share their views.

You can also access notices with comment periods that have already closed and read comments posted to Regulations.gov.

Learn more about commenting on notices.

Recently posted notices

Proposed rule Request for comment or information

Published JUL 18, 2024

Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work

The Consumer Financial Protection Bureau (CFPB) is proposing this interpretive rule to help participants in the market for paycheck advance products determine when certain existing requirements under Federal law are triggered. The proposed interpretive rule also addresses certain costs that are in substantial connection with extensions of such credit, such as expedited delivery fees and costs marketed as “tips.”

Proposed rule

Published JUL 10, 2024

Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties (Regulation X)

The CFPB proposes to streamline existing requirements when borrowers seek to modify their mortgage in times of distress, add safeguards when borrowers seek assistance, and revise existing requirements with respect to borrower assistance. The CFPB also proposes to add requirements to provide certain communications in languages other than English.

Interim final rule

Published JUN 25, 2024

Small Business Lending under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates

Small business lending rule extension of compliance dates

Request for comment or information

Published JUN 11, 2024

Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)

The CFPB is seeking public comment on a proposed rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), concerning medical information.

Browse all notices currently open for comment

Archive of closed notices

Access notices with comment periods that have already closed and read comments received

Browse closed notices and comments received