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The public can submit comments on open banking standard-setter applications to ensure the development of fair and effective open banking standards that serve the interests of all stakeholders, especially consumers.

Credit card delinquencies increased rapidly since 2021 and are higher than in 2019. We show this increase is explained by lenders effectively loosening lending standards.

The CFPB is examining how financial institutions market their products to healthcare providers.

Servicemembers have submitted over 400,000 complaints to the CFPB to get help with financial problems including problems with the Servicemember Civil Relief Act. The CFPB helps them get the answers and also enforces the law when necessary, returning $183 million in relief to the military community since 2011.

From flights to rental cars to amusement park tickets, it can feel like there's too much fine print and too many junk fees not included in the upfront price. Some argue that a wide array of pricing options gives consumers more choice, but recent research from the CFPB suggests that complex pricing leads consumers to fare worse and pay higher prices.

Desde vuelos, pasando por renta de autos, hasta tickets para parques temáticos, todos incluyen muchas cláusulas y tarifas escondidas que no se reflejan en el precio mostrado. Una reciente investigación nuestra sugiere que precios más complejos lleva a que los consumidores paguen peores tarifas y precios más altos.

The annual percentage rate (APR) margins, the amount of interest credit card issuers charge cardholders on top of benchmark rates, have reached an all-time high.

The CFPB works to protect servicemembers in the financial market, engage military stakeholders, and monitor the market to identify risks to servicemembers, veterans, and military families.

Información básica de nuestras acciones contra Bank of America, quiénes fueron afectados y cuáles prácticas violaron leyes federales.

Принципы дисциплинарных мер CFPB в отношении Bank of America, пострадавшие клиенты и деятельность, нарушающая федеральное законодательство.

CFPB 對 Bank of America 銀行執法行動的基本情況、受影響的客戶以及違反聯邦法律的做法。

Thông tin cơ bản về các hành động thực thi CFPB đối với Bank of America, những khách hàng bị ảnh hưởng và các hành vi vi phạm luật liên bang.

Bank of America를 상대로 한 CFPB의 집행 조치의 기본 내용은 영향을 입은 고객들과 연방법을 위반한 관행입니다.

The basics of CFPB’s enforcement actions against Bank of America, the customers who were affected, and the practices that violated federal law.

Sa ki esansyèl nan mezi egzekisyon CFPB pran kont Bank of America, kliyan ki konsène yo, ak pratik ki te vyole lwa federal la.

Mga pangunahing bagay tungkol sa mga aksyon ng pagpapatupad ng CFPB laban Bank of America, mga kostumer na apektado, at mga gawaing lumabag sa pederal na batas.

أساسيات إجراءات إنفاذ CFPB ضد Bank of America، والعملاء الذين تأثروا، والممارسات التي تنتهك القانون الفيدرالي.

Companies that provide adjustable-rate mortgages, student loans, home equity lines of credit, reverse mortgages, and credit cards are ending their use of a popular interest rate index, which expires June 30, 2023.

Dadas las tendencias que enfrentan los usuarios en el país, en la CFPB estimamos que la deuda en tarjetas de crédito podría llegar a $1 trillón.

Credit cards are one of the most common financial products in our country, providing the bulk of short-term credit for families. Interest rates on credit cards have risen substantially, with average interest rates going over 20%. Given the trends for the 175 million Americans with credit cards, the CFPB estimates that outstanding credit card debt may continue to set records and could even hit $1 trillion.

Credit card companies are failing to report your actual payment data to the nationwide consumer reporting companies. The CFPB asked why, and this is what we learned.

Los emisores de tarjetas de crédito no están reportando sus datos de pagos a las empresas de informes de crédito. Preguntamos por qué, y esto descubrimos.

This week, CFPB filed a friend-of-the-court brief to protect consumers’ funds from unauthorized withdrawals by credit card companies.

Modernizing how CFPB collects and shares certain credit card data to make it easier for people to shop for the best option, and to increase competition.

A new analysis finds that credit card interest rates continue to rise even though risks to the industry continue to drop and profitability increases.