Qué viene a continuación para Bank of America y sus clientes
Información básica de nuestras acciones contra Bank of America, quiénes fueron afectados y cuáles prácticas violaron leyes federales.
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Что ждет Bank of America и его клиентов
Принципы дисциплинарных мер CFPB в отношении Bank of America, пострадавшие клиенты и деятельность, нарушающая федеральное законодательство.
Bank of America（美國銀行）及其客戶的未來展望
CFPB 對 Bank of America 銀行執法行動的基本情況、受影響的客戶以及違反聯邦法律的做法。
Tương lai dành cho Bank of America và Khách hàng của mình
Thông tin cơ bản về các hành động thực thi CFPB đối với Bank of America, những khách hàng bị ảnh hưởng và các hành vi vi phạm luật liên bang.
Bank of America 및 고객 추후 대응
Bank of America를 상대로 한 CFPB의 집행 조치의 기본 내용은 영향을 입은 고객들과 연방법을 위반한 관행입니다.
What’s ahead for Bank of America and its customers
The basics of CFPB’s enforcement actions against Bank of America, the customers who were affected, and the practices that violated federal law.
Sa ki rezève pou Bank of America ak kliyan li yo
Sa ki esansyèl nan mezi egzekisyon CFPB pran kont Bank of America, kliyan ki konsène yo, ak pratik ki te vyole lwa federal la.
Ano ang naghihintay para sa Bank of America at sa mga kostumer nito
Mga pangunahing bagay tungkol sa mga aksyon ng pagpapatupad ng CFPB laban Bank of America, mga kostumer na apektado, at mga gawaing lumabag sa pederal na batas.
ما هو المستقبل لـ Bank of America وعملائه
أساسيات إجراءات إنفاذ CFPB ضد Bank of America، والعملاء الذين تأثروا، والممارسات التي تنتهك القانون الفيدرالي.
Adjustable-rate loans are changing, because a widely-used interest rate index expires in June
Companies that provide adjustable-rate mortgages, student loans, home equity lines of credit, reverse mortgages, and credit cards are ending their use of a popular interest rate index, which expires June 30, 2023.
Mientras la deuda de tarjetas de crédito alcanza un nuevo pico, en la CFPB nos enfocamos en aumentar la competencia y reducir los costos
Dadas las tendencias que enfrentan los usuarios en el país, en la CFPB estimamos que la deuda en tarjetas de crédito podría llegar a $1 trillón.
As outstanding credit card debt hits new high, the CFPB is focusing on ways to increase competition and reduce costs
Credit cards are one of the most common financial products in our country, providing the bulk of short-term credit for families. Interest rates on credit cards have risen substantially, with average interest rates going over 20%. Given the trends for the 175 million Americans with credit cards, the CFPB estimates that outstanding credit card debt may continue to set records and could even hit $1 trillion.
Why the largest credit card companies are suppressing actual payment data on your credit report
Credit card companies are failing to report your actual payment data to the nationwide consumer reporting companies. The CFPB asked why, and this is what we learned.
Por qué las grandes compañías emisoras de tarjetas de crédito suprimen datos reales de pagos en su informe de crédito
Los emisores de tarjetas de crédito no están reportando sus datos de pagos a las empresas de informes de crédito. Preguntamos por qué, y esto descubrimos.
Protecting borrowers’ control over their money
This week, CFPB filed a friend-of-the-court brief to protect consumers’ funds from unauthorized withdrawals by credit card companies.
Why we’re modernizing how we collect credit card data
Modernizing how CFPB collects and shares certain credit card data to make it easier for people to shop for the best option, and to increase competition.
Examining the factors driving high credit card interest rates
A new analysis finds that credit card interest rates continue to rise even though risks to the industry continue to drop and profitability increases.
Office of Research blog: Housing inflation is hitting low-income renters
Housing costs rose rapidly last year but some people experience this inflation more than others. New research shows that low-income renters’ credit card debt increased sharply last year.
New report explores the impact of credit card line decreases on consumers
Credit cards play a critical role for consumers. Lenders can cut card lines, and have done so especially during economic downturns. New CFPB research shows the impact line cuts have on consumers.
CFPB tells credit card CEOs: Practice of suppressing payment data has potential for consumer harm
Accurate and complete information on your credit card payments can be a valuable tool to accessing fair credit – but credit card companies are suppressing this information.
The Fed is raising interest rates. What does that mean for borrowers and savers?
As the economy recovers from the global pandemic, American families and businesses are experiencing higher prices.
Ang hindi inaasahang gastos ng mga lihim na singil
Kapag namimili tayo, kadalasan tayong naghahanap ng pinakamurang presyo. Pero minsan ang totoong presyo ay may kasamang mga lihim na singil. Pag-aralan ang mga pinakakaraniwang mga uri ng mga ito at ibahagi kung paano naaapektuhan ang iyong pinansiyal na kabutihan ng mga singil na ito.
정크 수수료의 숨겨진 비용
구매를 할 때 종종 가장 저렴하게 광고된 가격이 어떤 것인지 살펴봅니다. 그러나 실제 가격에는 정크 수수료가 포함될 수 있습니다. 이러한 수수료의 일반적인 유형에 대해 알아보고 이 수수료가 재정 생활에 어떤 영향을 미치는지 경험을 공유해 주시길 바랍니다.
The hidden cost of junk fees
When we shop, we often look at the cheapest advertised price. But the true price may include junk fees. Learn the most common types and share how these fees impact your financial life.
El costo oculto de las tarifas inesperadas
Cuando compramos, a menudo miramos el precio anunciado más barato. Pero el precio real puede incluir tarifas inesperadas. Conozca los tipos de tarifas inesperadas más comunes y comparta cómo estos cargos afectan su vida financiera.