A central part our mission is to stand up for consumers and make sure they are treated fairly in the financial marketplace. One way we do this is by enforcing federal consumer financial laws and holding financial service providers accountable for their actions.
When a bank, company, individual, or other entity breaks the law, we may take enforcement action against them.
Payments to harmed consumers
When we take action to enforce the law, we (or a court) may order the violator to remedy the harm it caused consumers by compensating victims for this harm. We may also give back money through our civil penalty fund or our redress program.
Find information about court cases and administrative proceedings that we’ve brought addressing violations of laws we enforce.
The enforcement database was created to increase transparency of our enforcement actions. The database contains information on all public enforcement actions.
We sometimes send warning letters to advise recipients that certain actions may have violated federal law and to help those entities review certain practices to ensure that they comply with federal law.
Petitions to modify or set aside
We publish petitions that we receive to modify or set aside civil investigative demands and the orders resolving those petitions.
If you’re a current or former employee of a company that you think has violated federal consumer laws—or an industry insider who knows of such a company—we want to hear from you.