Know the data on your credit report
You know your credit report is important, but the information that credit reporting companies use to create that report is just as important—and you have a right to see that data. Use our list of credit reporting companies to request and review each of your reports.
You should check your credit reports at least once a year to make sure there are no errors that could keep you from getting credit or the best available terms on a loan. Read more
Once you request your credit reports, it’s important to know what kind of information you should be on the lookout for as you review them. Read more
Your credit reports and credit scores are both critical to your financial health, but they play very different roles. Read more
Understand your situation
Know your rights
Submit a complaint
If you are having an issue with credit reporting or scores, you can submit a complaint to the CFPB. We’ll work to get you a response from the company.
Note: You should also submit a dispute directly to both the credit reporting company who sent you the report and the company that provided the information.