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This report describes our fair lending activities in enforcement, guidance and rulemaking, interagency coordination, and outreach and education for calendar year 2021.

The Consumer Financial Protection Bureau has launched a new initiative to focus on financial issues facing rural America. Our effort will initially focus on rural banking deserts, discriminatory and predatory agricultural credit, and manufactured housing.

Far too many minority households and businesses continue to lack fair and equitable access to credit. Federal agencies encourage lenders to explore use of special purpose credit programs to better serve historically disadvantaged individuals and communities.

The CFPB joins with other regulators in asking The Appraisal Foundation to clearly instruct appraisers about the federal law forbidding appraisal discrimination.

I am pleased to announce that the Bureau has published the “Statement Regarding the Provision of Financial Products and Services to Consumers with Limited English Proficiency.” The Statement provides principles and guidelines to inform and assist financial institutions seeking to better serve LEP consumers in non-English languages.

El CFPB planea desarrollar directrices para la atención a consumidores LEP o con Limitado Manejo del Inglés y para ello, está recibiendo comentarios públicos formales a través de su Solicitud de Información del año 2020 sobre la Ley de Oportunidad Equitativa al Crédito y Regulación B.

The Bureau plans to develop guidance on serving consumers with limited English proficiency (LEP) and welcomes formal public comments through the Bureau’s 2020 Request for Information on the Equal Credit Opportunity Act and Regulation B.

Consumers who are of limited English proficiency face unique challenges in learning about and accessing financial services. Watch our webinar to learn how CFPB is working to make our resources accessible to everyone.

The Bureau reminds creditors of the availability of the Special Purpose Credit Program (SPCP) provisions of Equal Credit Opportunity Act (ECOA) and Regulation B to help meet the credit needs of underserved communities.

The CFPB is taking steps to help create real and sustainable changes in our financial system so that African Americans and other minorities have equal opportunities to build wealth and close the economic divide.

Spotlight on providing adverse action notices under the Equal Credit Opportunity Act and the Fair Credit Reporting Act when using artificial intelligence, including machine learning models.

Ang Bureau ay may pananagutan sa pagtugon sa diskriminasyon sa pagpapahiram, kasama na ang pagpapahiram sa mga kababaihan- at mga negosyo na pagmamay-ari ng minorya, na nag-aplay para sa utang sa panahon ng pandemya ng COVID-19 sa ilalim ng CARES Act.

The Bureau is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities. This report describes our fair lending activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2019.

The Bureau has a responsibility for addressing lending discrimination, including lending to women- and minority-owned businesses, which apply for credit during the COVID-19 pandemic under the CARES Act.

Bajo la Ley CARES, en el CFPB tenemos la responsabilidad de actuar contra la discriminación en el otorgamiento de préstamos a pequeñas empresas, que los soliciten durante la pandemia del COVID-19, y cuyos dueños sean mujeres, o pertenezcan a minorías.

금융소비자보호국(CFPB: Consumer Financial Protection Bureau)은 CARES 법에 따라 코로나 바이러스(COVID-19) 전염병 기간 동안 신용을 신청하는 여성 및 소수 민족 소유 비즈니스에 대한 대출을 포함하여 대출 차별에 대응할 책임이 있습니다.

Cục có trách nhiệm giải quyết tình trạng phân biệt đối xử trong hoạt động cho vay, bao gồm việc cho các doanh nghiệp do phụ nữ và người dân tộc thiểu số làm chủ vay, áp dụng cho khoản vay trong bối cảnh dịch bệnh COVID-19 theo Đạo Luật Hỗ Trợ, Cứu Trợ và An Ninh Kinh Tế Đối Phó Vi-rút Corona (CARES).

该局有责任处理贷款歧视问题，包括贷款给女性和少数族裔所拥有的企业，这些企业在新冠肺炎 (COVID-19) 大流行期间根据 CARES 法案申请借贷。

本局有責任處理貸款歧視，包括由婦女性與少數裔族所持有的企業於冠狀病毒疫情期間，根據《冠狀病毒援助、紓困和經濟安全法案》（英文簡稱為 CARES 法案）所申請的貸款。

This report on the Bureau’s September 17th, 2018 Building a Bridge to Credit Visibility Symposium summarizes the panel discussions that took place during the event, and highlights the key themes that stood out from those conversations.

This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach for calendar year 2018.

The Bureau’s annual Fair Lending Report to Congress highlights 2017 work to promote fair, equitable, and nondiscriminatory access to credit.

The BancorpSouth Settlement Administrator recently mailed packets to identified consumers with instructions for how to take part in the settlement. If you think you are eligible, you should look for a packet in the mail and follow the instructions.

The Bureau issued an official approval of the final redesigned Uniform Residential Loan Application (URLA), which will include a question about mortgage applicants’ language preference.

This week, we’re releasing our fifth Fair Lending Report. Read about the actions we took last year to protect people from credit discrimination and what we plan to do this year.