We are piloting a new collection of auto data. As part of that effort, we issued orders to nine large auto lenders to provide information about their auto lending portfolio. Through this effort we will be better able to monitor the auto market and plan to share results with the public.
As a result of the CFPB’s enforcement action against Wells Fargo Bank, customers of its auto loan, mortgage, and banking businesses could expect to receive payments that help make up for the bank’s illegal practices.
웰스파고(Wells Fargo) 은행에 대해 CFPB가 집행한 제재 조치의 결과로 해당 은행의 자동차 대출, 모기지 및 은행 업무를 이용하는 고객들은 불법 관행으로 인한 손해를 보전하는 데 도움이 되는 보상금을 받을 것으로 예상됩니다.
Bilang resulta ng aksyon ng pagpapatupad ng CFPB laban sa Wells Fargo Bank, maaaring asahan ng kanilang mga customer ng mga loan [AA1] para sa sasakyan, mortgage, at pagbabangko nito, na makatanggap ng mga kabayaran na tutulong sa pagbigay ng kompensasyon sa mga ilegal na gawain ng bangko.
由於消費者金融保護局（CFPB）對 Wells Fargo 銀行採取的執法行動，該銀行的汽車貸款、抵押貸款和銀行業務的客戶有望收到付款，以幫助彌補該銀行犯下的非法行為。
نتيجة لإجراءات الإنفاذ التي اتخذها مكتب الحماية المالية للمستهلكين CFPB ضد مصرف Wells Fargo، قد يتوقع عملاء قروض السيارات والرهون العقارية والأعمال المصرفية تلقي مدفوعات تساعد في تعويضهم عن الممارسات غير القانونية للمصرف.
Conozca las bases de nuestra acción contra Wells Fargo, cuáles clientes fueron afectados, y cuáles prácticas violaron la ley federal.
В результате правоприменительных мер, наложенных CFPB на Wells Fargo Bank, его клиенты, получавшие услуги в области автокредитования, ипотеки и банковского бизнеса, могут получить выплаты с целью возмещения ущерба, причиненного незаконными действиями банка.
Do hành động thực thi của CFPB đối với Ngân Hàng Wells Fargo, khách hàng của các dịch vụ cho vay mua ô tô, thế chấp và ngân hàng của Wells Fargo có thể mong đợi nhận được các khoản tiền, giúp bù đắp cho các thông lệ bất hợp pháp của ngân hàng.
Akòz mezi CFPB pran yo kont Wells Fargo Bank pou fè respekte lalwa, kliyan biznis prè pou achte machin, prè pou achte kay, ak jesyon bankè li yo ta ka atann pou yo resevwa peman k ap ede konpanse pratik ilegal bank la.
Los préstamos automotrices representan la tercera porción más grande del mercado de créditos al consumidor. Aunque más de 100 millones de personas tienen préstamos para autos, este siempre cambiante mercado carece de data detallada. Estamos buscando información del público sobre data clave en el crédito automotriz.
Auto loans represent the third largest credit market. While more than 100 million Americans have an auto loan, we lack granular data on this rapidly changing market. The CFPB is seeking input from the public on key auto lending data.
New research analyzes how increased car prices are impacting consumers with deep subprime credit scores, finding that costs grew faster and are effectively pricing the most economically vulnerable out of the market.
Examination of the potential relationship between rising car prices and larger loan amounts and monthly payments, and the impact of those changes in auto loan characteristics for consumers.
Servicemembers face unique challenges in the financial marketplace. The CFPB is working to protect servicemembers and military families from costly auto loans and wrongful repossessions.
The Division of Supervision, Enforcement, and Fair Lending is taking action against sloppy servicing practices that cause consumer harm, such as unfair practices that may occur when add-on products terminate. We will continue to scrutinize servicer practices to make sure that borrowers aren’t overcharged when their loans end early.
Due to its size and impact on Americans’ everyday lives, we are closely monitoring auto lending. As the economy recovers, we need to ensure that the market is fair, transparent, and competitive – and is working for consumers.
This week we partnered with other agencies to ensure that American servicemembers enjoy the full protections of federal law.
Our latest Data Point report takes an in-depth look at the different types of auto lenders, the interest rates they charge, and the correlations between the interest rates they charge and the rates of default among their subprime borrowers.
This post is the fifth in a series documenting trends in consumer credit outcomes during the COVID-19 pandemic. Access to new credit cards has decreased, but access to mortgages and auto loans has increased since the start of the pandemic.
This post is the second in a series documenting trends in consumer credit outcomes during the COVID-19 pandemic. Since July 2020, consumers have transitioned out of assistance to varying degrees across all credit products, but a significant share of mortgage borrowers continue to receive assistance.
New Bureau research examines consumer credit trends through April 2021, finding little increase in delinquencies on credit cards, auto loans, mortgages, and student loans during COVID-19. Delinquency rates also remain lower than pre-pandemic levels, likely as a result of public and private interventions.
In this update to our May 2020 report examining the effects of the COVID-19 Pandemic on credit applications, we find that credit card inquiries were still 30 percent below their pre-pandemic levels in September, while auto loans were depressed by 20 percent.
有關新冠病毒疫情期間掌控財務狀況之提示，特別是在您未遭受收入損失或大筆支出的情況下。
Tips for staying on top of your finances during the coronavirus pandemic, particularly if you’ve dodged income loss or major expenses.
