Skip to main content

Mortgage data (HMDA)

HMDA data are the most comprehensive source of publicly available information on the U.S. mortgage market. Learn more about mortgage activity from these data or download the data for your own analysis.

About HMDA

The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgagesThese data help show whether lenders are serving the housing needs of their communities; they give public officials information that helps them make decisions and policies; and they shed light on lending patterns that could be discriminatory. The public data are modified to protect applicant and borrower privacy.

HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C. 

Learn about complying with HMDA

Get resources for filers

Illustration showing bar graph and line chart

Mortgage trends

Each year, millions of people apply for mortgages. Using HMDA data, we can learn what happened to the vast majority of those applications and compare that to previous years. If you want a summary, check out the Bureau’s annual Data Point articles and accompanying tables.

Download HMDA data


2007-2017 data

Get loan-level data for your state or the nation as a whole. 

Recent HMDA data

Get HMDA data collected in or after 2017.

We will sunset our tool for exploring HMDA data and its API in the coming months

Explore HMDA data

Run custom analyses on HMDA data.  You can start with our suggested filters, and then customize them to fit your needs. Download the data or use the summary tables to compare data across state, loan type, and more.