Blog

Housing costs rose rapidly last year but some people experience this inflation more than others. New research shows that low-income renters’ credit card debt increased sharply last year.

Credit cards play a critical role for consumers. Lenders can cut card lines, and have done so especially during economic downturns. New CFPB research shows the impact line cuts have on consumers.

Accurate and complete information on your credit card payments can be a valuable tool to accessing fair credit – but credit card companies are suppressing this information.

As the economy recovers from the global pandemic, American families and businesses are experiencing higher prices.

Kapag namimili tayo, kadalasan tayong naghahanap ng pinakamurang presyo. Pero minsan ang totoong presyo ay may kasamang mga lihim na singil. Pag-aralan ang mga pinakakaraniwang mga uri ng mga ito at ibahagi kung paano naaapektuhan ang iyong pinansiyal na kabutihan ng mga singil na ito.

구매를 할 때 종종 가장 저렴하게 광고된 가격이 어떤 것인지 살펴봅니다. 그러나 실제 가격에는 정크 수수료가 포함될 수 있습니다. 이러한 수수료의 일반적인 유형에 대해 알아보고 이 수수료가 재정 생활에 어떤 영향을 미치는지 경험을 공유해 주시길 바랍니다.

When we shop, we often look at the cheapest advertised price. But the true price may include junk fees. Learn the most common types and share how these fees impact your financial life.

Cuando compramos, a menudo miramos el precio anunciado más barato. Pero el precio real puede incluir tarifas inesperadas. Conozca los tipos de tarifas inesperadas más comunes y comparta cómo estos cargos afectan su vida financiera.

عندما نتسوق كثيرا ما نبحث عن أرخص سعر معلن، ولكن السعر الحقيقي قد يتضمن رسوما مفاجئة وغير متوقعة. فتعلـّم عن أكثر أنواع الرسوم المفاجئة وغير المتوقعة شيوعا وشارك آراءك حول مدى تأثير هذه الرسوم على حياتك المالية.

當我們購物時，我們經常會查看最便宜的廣告價格。但實際價格可能包括垃圾費。瞭解最常見的類型並分享這些費用如何影響您的財務生活。

Khi mua sắm, chúng ta thường tìm giá thấp nhất theo quảng cáo. Nhưng giá thật có thể bao gồm phụ phí. Tìm hiểu các loại phổ biến nhất và chia sẻ mức độ ảnh hưởng của các loại phí này đến tài chính của quý vị.

From 2018 to 2020, the CFPB estimates that Americans paid roughly $120 billion per year in credit card interest and fees. That works out to about $1,000 per year for every American household.

New analysis in our Making Ends Meet series shows consumers’ finances improved during the pandemic as pandemic policies protected consumers.

Adjustable-rate mortgages, student loans, HELOCs, reverse mortgages and credit cards that are tied to a LIBOR index, which is expiring. Learn how this change could impact your interest rate.

Since April 2020, Access to new credit cards has decreased, but access to mortgages and auto loans has increased since the start of the pandemic.

Since April 2020, credit limits on credit cards largely stagnated, but have risen in recent months for most credit score groups.

Since April 2020, credit card balances and utilization rates have continued to decline, and the share of credit card borrowers that carry a balance rather than pay in full have also declined.

Since July 2020, consumers have transitioned out of assistance to varying degrees across all credit products, but a significant share of mortgage borrowers continue to receive assistance.

New CFPB research examines trends in consumer credit during COVID-19, finding delinquencies for credit cards, auto loans, mortgages, and student loans remain lower than pre-pandemic levels.

A new analysis in our Making Ends Meet survey series looks at how consumers use payday, auto title, and pawn loans.

Consumer credit markets in September were still far from their normal operation prior to the pandemic. This blog posts compares the actual volume of credit inquiries to their usual pre-pandemic volume. Credit card and auto loan inquiries remain depressed, while new mortgage inquiries are above their usual level.

We use the Bureau’s Making Ends Meet survey to study whether financially vulnerable consumers have turned to credit card debt during the coronavirus pandemic.

This quarterly consumer credit trends report explores the prevalence of actual payment information in consumer credit reporting.

If you can’t pay your credit card bill because of the coronavirus pandemic, call your credit card company and ask about financial relief. We have tips on what to ask and what your options may be.

Si no puede pagar su tarjeta de crédito por el coronavirus, llame a la compañía y pregunte por alivio financiero. Tenemos consejos y cuáles opciones existen.