As a result of the recently signed CARES Act, many Americans received some financial relief in April through payments issued by the IRS. You may receive a prepaid debit card from the government with your economic impact payments, learn how to access this money and use your card without paying a fee.
Aprenda más sobre su cuenta prepagada y cómo comprar una tarjeta prepagada. Explore la base de datos de contratos de tarjetas prepagadas del CFPB.
Learn more about your prepaid account and how to shop for prepaid cards. Explore the CFPB’s database of prepaid account agreements.
We’ve finalized a rule to delay the general effective date of the prepaid accounts rule by six months, to April 1, 2018.
We are seeking comment on a proposal to delay the effective date of the prepaid accounts rule by six months.
Today, we took action against Mastercard and UniRush after preventable technological breakdowns in October 2015 left tens of thousands of RushCard users unable to access their money and without customer support.
Prepaid cards can look and act like other types of cards, but they haven’t always had the same protections. Our new rule will help make prepaid cards and other prepaid accounts safer to use.
An important part of the CFPB’s mandate from Congress is to make rules governing consumer finance markets more effective and to create new rules when warranted. Today, we’re posting a semiannual update of our rulemaking agenda as part of the federal government’s Unified Agenda of Regulatory and Deregulatory Actions.
Today, we’re releasing a report that looks at deals between financial institutions and colleges to market credit cards to students. This year we found that there are fewer schools marketing credit cards, and those that do are not making their agreements with credit card companies readily accessible to students.
We believe that consumers are more likely to save if they have access to the right tools. Today, we’re announcing that, as part of Project Catalyst, we’ll be working with American Express to evaluate practices to promote regular saving habits among prepaid card users.