Protecting people’s access to their money
This week, the CFPB filed a friend-of-the-court brief to ensure people have access to legal protections for their government benefit prepaid cards.
This week, the CFPB filed a friend-of-the-court brief to ensure people have access to legal protections for their government benefit prepaid cards.
Nararamdaman ng maraming tahanan dito sa Estados Unidos ang mas mataas na presyo ng mga bilihin. Habang maraming mga indibidwal pati pamilya ay nag-aadjust ng kanilang mga budget, may ibang mga singil na wari ay mahirap iwasan – mga lihim na singil. Nais makarinig ang CFPB galing sa inyo kung paano kayo naaapektuhan ng mga lihim na singil.
미국 전역의 가계에서는 더 높아진 가격을 체감하고 있습니다. 개인 및 가족들이 팍팍해지는 주머니 사정에 적응해 나가는데 피할 수 없는 수수료인 정크 수수료가 있습니다. CFPB에서는 이 정크 수수료가 일상적인 재정 생활에 어떤 영향을 미치는지 의견을 듣고 싶습니다.
Households across the U.S. have been feeling the cost of higher prices. As individuals and families adjust to the pinch on pocketbooks there are some fees they just can’t seem to escape – junk fees. The CFPB wants to hear from you on how junk fees have impacted your everyday financial lives.
Los hogares de los EE. UU. han estado sintiendo el costo de los precios más altos. A medida que las personas y las familias se acostumbran a apretarse el cinturón, hay algunas tarifas que no parecen poder evitar: las tarifas inesperadas. El CFPB quiere saber cómo las tarifas inesperadas han impactado su vida financiera cotidiana.
كانت وتظل الأسر على مستوى الولايات المتحدة تشعر بتكلفة الأسعار المرتفعة، ومع قيام الأفراد والعائلات بتكييف أحوالهم المالية لهذه التكلفة الملقاة عليهم إلا أن ثمة بعض الرسوم لا يمكنهم الفرار منها – وهي ما تسمى بالرسوم المفاجئة وغير المتوقعة. وعليه فإن مكتب الحماية المالية للمستهلكين CFPB يريد السماع منكم عن مدى تأثير تلك الرسوم المفاجئة وغير المتوقعة على حياتكم المالية اليومية.
全美各地的家庭都感受到了價格上漲的壓力。 隨著個人和家庭適應錢包的緊縮,他們似乎無法逃避一些費用 — 垃圾費。消費者金融保護局(CFPB)希望聽取您的意見,瞭解垃圾費如何影響您的日常財務生活。
Các hộ gia đình trên khắp Hoa Kỳ đang bị ảnh hưởng bởi giá chi phí cao. Khi các cá nhân và gia đình dần thích nghi với chi phí cao, nhưng có một số khoản phí mà họ dường như không thể thoát được là phụ phí. CFPB muốn nghe ý kiến của quý vị về sự ảnh hưởng của các khoản phí phụ đến tài chính hàng ngày của quý vị. Dịch vụ ngân hàng, thẻ tín dụng, tình trạng tài chính, phí hoàn thành giao dịch vay thế chấp, thẻ trả trước, phí chuyển tiền
Maaari kang makatanggap ng prepaid debit card mula sa gobyerno na naglalaman ng iyong mga pagbabayad para sa epekto pang-kabuhayan, matuto kung paano ma-access ang perang ito at gamitin ang iyong card nang walang binabayaran.
Quý vị có thể nhận được thẻ ghi nợ trả trước từ chính phủ với các khoản viện trợ do tác động kinh tế, tìm hiểu cách nhận số tiền này và sử dụng thẻ của quý vị mà không phải trả phí.
Por la recientemente promulgada Ley CARES, muchos consumidores recibieron alivio financiero en abril a través de los pagos emitidos por el IRS. Usted podría haber recibido sus Pagos por Impacto Económico del gobierno en una tarjeta de débito prepagada, sepa cómo acceder al dinero y usarla, sin pagar tarifas.
경기부양 지원금을 통해 정부로부터 직불카드를 받을 수 있습니다. 이 돈을 이용하고 수수료 없이 카드를 사용하는 방법을 알려 드립니다.
您可能會收到由政府所寄發的經濟衝擊紓困金預付借記卡。請瞭解如何獲取這筆款項以及如何在使用您的借記卡時無須支付手續費。
As a result of the recently signed CARES Act, many Americans received some financial relief in April through payments issued by the IRS. You may receive a prepaid debit card from the government with your economic impact payments, learn how to access this money and use your card without paying a fee.
Aprenda más sobre su cuenta prepagada y cómo comprar una tarjeta prepagada. Explore la base de datos de contratos de tarjetas prepagadas del CFPB.
Learn more about your prepaid account and how to shop for prepaid cards. Explore the CFPB’s database of prepaid account agreements.
We’ve finalized a rule to delay the general effective date of the prepaid accounts rule by six months, to April 1, 2018.
We are seeking comment on a proposal to delay the effective date of the prepaid accounts rule by six months.
Today, we took action against Mastercard and UniRush after preventable technological breakdowns in October 2015 left tens of thousands of RushCard users unable to access their money and without customer support.
Prepaid cards can look and act like other types of cards, but they haven’t always had the same protections. Our new rule will help make prepaid cards and other prepaid accounts safer to use.
An important part of the CFPB’s mandate from Congress is to make rules governing consumer finance markets more effective and to create new rules when warranted. Today, we’re posting a semiannual update of our rulemaking agenda as part of the federal government’s Unified Agenda of Regulatory and Deregulatory Actions.
Today, we’re releasing a report that looks at deals between financial institutions and colleges to market credit cards to students. This year we found that there are fewer schools marketing credit cards, and those that do are not making their agreements with credit card companies readily accessible to students.
We believe that consumers are more likely to save if they have access to the right tools. Today, we’re announcing that, as part of Project Catalyst, we’ll be working with American Express to evaluate practices to promote regular saving habits among prepaid card users.
Today, we’re posting a semi-annual update of our rulemaking agenda in conjunction with a broader initiative led by the Office of Management and Budget (OMB) to publish a Unified Agenda of Regulatory and Deregulatory Actions across the federal government. Our regulatory agenda includes rulemaking actions in the following stages: pre-rule, proposed rule, final rule, long term actions, and completed actions.
We’re proposing new disclosure requirements that consumers would receive before deciding to open a prepaid account. Currently, each prepaid card company’s retail package discloses different information in different ways. This can be confusing if you’re trying to compare costs between prepaid accounts. Learn more about how we’re making it easier to compare options.