Reports

The Consumer Financial Protection Bureau (CFPB) is issuing its Fair Lending Annual Report to Congress. This report describes our fair lending activities in rulemaking; supervision and enforcement; interagency coordination; and stakeholder engagement for calendar year 2025.

The 2025 Financial Literacy Annual Report summarizes the CFPB’s financial education priorities.

The CFPB issued a report to the Office of Management and Budget listing criminal regulatory offenses enforceable by the CFPB or the Department of Justice.

The FY 2025 Equal Employment Opportunity status report known as Management Directive 715 (MD-715) for the Consumer Financial Protection Bureau (CFPB).

The GAO-IG Act requires agencies to annually submit a report to Congress on the status of certain open public audit recommendations. To comply with the requirements of the Act, this report contains the following sections: (1) open Government Accountability Office (GAO) recommendations, and (2) open Office of the Inspector General (OIG) of the Board of Governors of the Federal Reserve System (FRB) recommendations.

A new CFPB study explores the credit records of consumers who share credit accounts.

This annual report analyzes complaints submitted by consumers to the CFPB between January and December 2025.

Semi-Annual Report of the Consumer Financial Protection Bureau, October 2024 – December 2025

Information about banking products offered pursuant to agreements between institutions of higher education and financial service providers, including deposit accounts, prepaid cards, and credit cards.

The FY 2025 No FEAR Act annual report for the Consumer Financial Protection Bureau (CFPB). Formal EEO complaint activity for the CFPB.

The FY 2024 Annual Performance Report summarizes the Consumer Financial Protection Bureau’s (CFPB’s) progress in implementing the strategies and achieving the goals and objectives developed under former Director Rohit Chopra, as described in the CFPB’s Strategic Plan for FY 2022-2026, for the period of October 1, 2023 - September 30, 2024.

The 2025 annual report of the Private Education Loan Ombudsman analyzes student loan complaints and issues particularly with respect to timely responses, fraud, scams, information asymmetry, and consumer education.

The financial report provides readers with the summary results of the CFPB’s operational activity, and it is the principal statement of our accountability to the American people, the United States Congress, and the President of the United States.

The CFPB's twelfth annual Plain Writing Act Compliance Report is presented to fulfill the Bureau’s statutory responsibilities pursuant to the Plain Writing Act of 2010.

Every two years, the CFPB reports on the state of the consumer credit card market. Our report for 2025 covers the use, cost, and availability of credit cards.

2025 Bureau of Consumer Financial Protection (CFPB) report on college credit card agreements.

Pursuant to Section 611(e)(5) of the Fair Credit Reporting Act (FCRA), this report summarizes information gathered by the Consumer Financial Protection Bureau (CFPB) regarding certain consumer complaints transmitted by the CFPB to Equifax, Experian, and TransUnion.

The 2024 Financial Literacy Annual Report describes the CFPB’s financial literacy activities and strategy to improve the financial literacy of consumers. This year’s report includes information about the need for youth financial education and how the CFPB supports those programs.

Fall 2024 Semi-Annual Report of the Consumer Financial Protection Bureau.

The FY2024 OMWI annual report to Congress provides an overview of the total amounts paid to contractors and the successes achieved and challenges faced by the CFPB in contracting with and hiring qualified minorities and women from October 1, 2023 through September 30, 2024. The report is divided into two sections that summarize CFPB's FY 2024 activities relating to business activities and equal employment opportunity, respectively.

This report describes our fair lending activities in enforcement, guidance and rulemaking, interagency coordination, and outreach and activities for calendar year 2024.

The CFPB examines market trends and key metrics in the BNPL market for 2022 and 2023 using data provided by six large BNPL companies.

The CFPB's annual report to Congress summarizes its activities, and those of the Federal Trade Commission (FTC), in administering the Fair Debt Collection Practices Act (FDCPA) in 2024.

The CFPB is committed to the principles of Gold Standard Science and to fulfilling these principles by developing a policy to ensure that the CFPB adheres to these directives.

The FY 2024 No FEAR Act annual report for the Consumer Financial Protection Bureau (CFPB). Formal EEO complaint activity for the CFPB.