An Introduction to the CFPB’s Rental Payment Data and Analysis
As part of the Consumer Credit Information Panel (CCIP), the CFPB purchased deidentified data maintained by a national consumer reporting company on rental housing payments, leases, inquiries, and collections for a subset of CCIP consumers. This report introduces these data and characterizes the types of information available. We describe the number of consumers in the data and providing summary statistics related to each type of data (payments, leases, inquiries, and collections). We also compare measures of contract rent and payment delinquency to similar measures in external sources. Lastly, we conduct two geographical benchmarking exercises: 1) We compare the geographic distribution of renters in the data that the CFPB obtained to that of renting households in the American Community Survey (ACS); 2) We compare characteristics of census tracts from which renters in the rental housing payment data are drawn to those of ACS renting households.
Full report
Related materials
Behind on Rent? Examining Rental Housing Delinquencies in New Payment Data