2022 College banking and credit card agreements
The 2022 Consumer Financial Protection Bureau (CFPB) report on college banking, including credit card and deposit product agreements.
Reports
We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.
Data point: Mortgage trends
This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).
Credit card late fees
This report explores both the significant consumer impact of and industry reliance on credit card late fees.
The Consumer Credit Card Market
Every two years, the CFPB reports on the state of the consumer credit card market. Our report for 2021 covers how consumers use cards, the price they pay for using them, the availability of credit cards, the practices used by credit card companies and debt collectors, and innovation in the market.
2021 College credit card agreements
2021 Bureau of Consumer Financial Protection (CFPB) report on college credit card agreements.
2020 College credit card agreements
2020 Bureau of Consumer Financial Protection (CFPB/BCFP) report on college credit card agreements.
2019 College credit card agreements
2019 Bureau of Consumer Financial Protection (CFPB/BCFP) report on college credit card agreements.
Annual Report on the TILA, EFTA, and CARD Act
This Report provides the information required to be reported by provisions of the Truth in Lending Act (TILA), the Electronic Fund Transfer Act (EFTA), and the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) for the periods January 1, 2016–December 31, 2016, and January 1, 2017–December 31, 2017.
The Consumer Credit Card Market
Every two years, the CFPB reports on the state of the consumer credit card market. This is our report for 2019.
College credit card agreements 2018
The Bureau’s annual report on college credit card agreements, pursuant to the CARD Act.
2017 College credit card agreements
The Credit Card Accountability, Responsibility and Disclosure Act (“CARD Act”) requires us to submit to Congress, and to make available to the public, an annual report that lists information submitted to the Bureau concerning agreements between credit card issuers and institutions of higher education or certain organizations affiliated with such institutions.
The consumer credit card market
Every two years, the CFPB reports on the state of the consumer credit card market. This is our report for 2017.
2016 College credit card agreements
The Credit Card Accountability, Responsibility and Disclosure Act (“CARD Act”) requires us to submit to Congress, and to make available to the public, an annual report that lists information submitted to the Bureau concerning agreements between credit card issuers and institutions of higher education or certain organizations affiliated with such institutions.
2015 College credit card agreements
The Credit Card Accountability, Responsibility and Disclosure Act ("CARD Act") requires us to submit to Congress, and to make available to the public, an...
The Consumer Credit Card Market
Every two years, the CFPB reports on the state of the consumer credit card market. This is our report for 2015.
2014 College credit card agreements
The Credit Card Accountability, Responsibility and Disclosure Act ("CARD Act") requires us to submit to Congress, and to make available to the public, an...
2013 College credit card agreements
This report to Congress is based on the information and agreements submitted to the CFPB by credit card issuers.
CARD Act report
On Oct 1, 2013, we released a report detailing how the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) reduced penalty fees...
2012 College credit card agreements
This report to Congress is based on the information and agreements submitted to the CFPB by credit card issuers.
CARD Act Conference: Key findings
The data from the eight presentations at the CARD Act conference provide an overview of the credit card market – the cost of credit for consumers, the...