Fair Lending Report 2016
This report describes our fair lending activities in prioritization, supervision, enforcement, rulemaking, interagency coordination, and outreach for calendar year 2016.
Research and reports
We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.
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2017 mortgage market activity and trends
This data point describes mortgage market activity over time based on data reported under the Home Mortgage Disclosure Act.
Fair Lending Report 2015
We are committed to ensuring fair access to credit and eliminating discriminatory lending practices. This report describes our fair lending activities in prioritization, supervision, enforcement, rulemaking, research, interagency coordination, and outreach for calendar year 2015.
Fair Lending Report 2014
We’ve taken important strides over the last year in our efforts to protect consumers from credit discrimination and broaden access to credit, as we identify new fair lending risks and monitor institutions for compliance.
Fair Debt Collection Practices Act Annual Report 2015
We’re pleased to submit to Congress our fourth annual report summarizing activities to administer the Fair Debt Collection Practices Act (FDCPA).
Fair Debt Collection Practices Act annual report
We’re pleased to submit to Congress our third annual report summarizing our activities to administer the Fair Debt Collection Practices Act.
Understanding the effects of certain deposit regulations on financial institutions’ operations
Consumer financial markets do not always operate efficiently and fairly.
Final Report of the Small Business Review Panel on CFPB’s Proposals Under Consideration for Mortgage Servicing Rulemaking
This Small Business Review Panel Report addresses the CFPB’s upcoming proposal concerning the mortgage servicing rulemaking.