Medical Collections on Credit Reports in Native American Communities
Consumers in Native American communities disproportionately experience medical debt in collections on credit reports.
Reports
We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.
Data point: Mortgage trends
This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).
Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending rulemaking
This report describes the CFPB’s methodology for estimating how many banks will be required to report under the small business lending rule and for producing market-level estimates of associated costs.
User testing for sample data collection form for the small business lending final rule
This report summarizes the results of several rounds of qualitative message and user testing research related to the small business lending rule’s sample data collection form.
Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending data collection notice of proposed rulemaking
This report describes the Bureau’s methodology for estimating how many banks would be required to report under the proposed rule implementing section 1071 of the Dodd-Frank Act and for producing market-level estimates of associated costs.
Fair Lending Report 2020
This report describes our fair lending activities in prioritization, supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach for calendar year 2020.
Fair Lending Report 2019
Bureau releases its annual Fair Lending Report to Congress on its activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2019.
Fair Lending Report 2018
This report describes our fair lending activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2018.
Remittance rule assessment report
The Bureau of Consumer Financial Protection released the findings of its assessment of the Remittance Rule. The report describes the Rule, the market, and the Bureau’s findings on the Rule’s effectiveness in meeting factors outlined in the Dodd-Frank Act.
2013 Ability-to-Repay and Qualified Mortgage Assessment Report
The Bureau of Consumer Financial Protection released the findings of its assessment of the 2013 Ability-to-Repay and Qualified Mortgage Rule. The report describes the Rule, the market, and the Bureau’s findings on the Rule’s effectiveness in meeting factors outlined in Dodd-Frank.
2013 RESPA Servicing Rule Assessment Report
The Bureau of Consumer Financial Protection released the findings of its assessment of the 2013 RESPA Mortgage Servicing Rule. The report describes the Rule, the market, and the Bureau’s findings on the Rule’s effectiveness in meeting factors outlined in Dodd-Frank.
Fair Lending Report 2017
This report describes our fair lending activities in prioritization, supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach for calendar year 2017.
Fair Lending Report 2016
This report describes our fair lending activities in prioritization, supervision, enforcement, rulemaking, interagency coordination, and outreach for...
Fair Lending Report 2015
We are committed to ensuring fair access to credit and eliminating discriminatory lending practices. This report describes our fair lending activities in...
Fair Lending Report 2014
We've taken important strides over the last year in our efforts to protect consumers from credit discrimination and broaden access to credit, as we identify...
Fair Debt Collection Practices Act Annual Report 2015
We’re pleased to submit to Congress our fourth annual report summarizing activities to administer the Fair Debt Collection Practices Act (FDCPA).
Fair Debt Collection Practices Act annual report
We’re pleased to submit to Congress our third annual report summarizing our activities to administer the Fair Debt Collection Practices Act.
Understanding the effects of certain deposit regulations on financial institutions’ operations
Consumer financial markets do not always operate efficiently and fairly.
Final Report of the Small Business Review Panel on CFPB’s Proposals Under Consideration for Mortgage Servicing Rulemaking
This Small Business Review Panel Report addresses the CFPB’s upcoming proposal concerning the mortgage servicing rulemaking.