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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Speech Director Chopra’s prepared remarks on the release of the CFPB’s Buy Now, Pay Later report
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Blog Exploring the connection between financial assistance for medical care and medical collections
Category: Blog Why we’re modernizing how we collect credit card data
Category: Blog Examining the factors driving high credit card interest rates
Category: Press release CFPB Fines U.S. Bank $37.5 Million for Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Blog Office of Research blog: Housing inflation is hitting low-income renters
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Blog Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Press release CFPB Moves to Reduce Junk Fees Charged by Debt Collectors
Category: Report Credit Card Line Decreases
Category: Blog New report explores the impact of credit card line decreases on consumers
Category: Press release CFPB Initiates Review of Credit Card Company Penalty Policies Costing Consumers $12 Billion Each Year
Category: Speech Prepared Remarks of Director Chopra on Credit Card Late Fees ANPR Press Call
Category: Blog Rethinking the approach to regulations
Category: Blog Measuring the impact of financial institution overdraft programs on consumers
Category: Blog CFPB tells credit card CEOs: Practice of suppressing payment data has potential for consumer harm
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Blog Consumers on course to save $1 billion in NSF fees annually, but some banks continue to charge these fees
Category: Blog Overdraft fees can price people out of banking
Category: Office of Research Publication Credit card late fees
Category: Press release CFPB Finds Credit Card Companies Charged $12 Billion in Late Fee Penalties in 2020
Category: Blog CFPB Extends Opportunity for Public to Provide Input on Junk Fees
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Blog The Fed is raising interest rates. What does that mean for borrowers and savers?
Category: Blog Comparing overdraft fees and policies across banks
Category: Blog Ang hindi inaasahang gastos ng mga lihim na singil
Category: Blog 정크 수수료의 숨겨진 비용
Category: Blog The hidden cost of junk fees
Category: Blog El costo oculto de las tarifas inesperadas
Category: Blog التكلفة الخفية للرسوم المفاجئة وغير المتوقعة
Category: Blog 垃圾費的隱含費用
Category: Blog Sự ảnh hưởng của phụ phí ẩn
Category: Press release Consumer Financial Protection Bureau Launches Initiative to Save Americans Billions in Junk Fees
Category: Op-ed | Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Junk Fees RFI Press Call
Category: Blog Americans pay $120 billion in credit card interest and fees each year
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Blog Making Ends Meet series: Consumer finances during the pandemic
Category: Blog The LIBOR index for adjustable-rate loans is being discontinued: here’s what to watch for
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Press release CFPB Research Shows Banks’ Deep Dependence on Overdraft Fees
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Report The Consumer Credit Card Market
Category: Press release CFPB Report Finds Declines in Credit Card Debt, New Applications and Increases in Digital Engagement in 2020
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Press release Consumer Financial Protection Bureau Issues Report Finding a Continued Decline in College Credit Card Agreements in 2020
Category: Report 2021 College credit card agreements
Category: Blog Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Blog Credit card limits are rising for most groups after stagnating during the pandemic
Category: Blog Credit card use is still declining compared to pre-pandemic levels
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Blog Trends in Reported Assistance on Consumers’ Credit Records
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Blog Delinquencies on credit accounts continue to be low despite the pandemic
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Blog Consumer use of payday, auto title, and pawn loans
Category: Office of Research Publication Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Changes in consumer financial status during the early months of the pandemic
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Press release Consumer Financial Protection Bureau Issues Approval Order to Facilitate the Use of Dual Usage Credit Cards
Category: Blog Credit applications remain depressed for credit cards and auto loans
Category: Blog Credit card debt fell even for consumers who were having financial difficulties before the pandemic
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Blog New report explores the prevalence of actual payment information in consumer credit reporting
Category: Press release Consumer Financial Protection Bureau Report Finds Continued Decline in the Market for Certain Kinds of College Credit Cards
Category: Report 2020 College credit card agreements
Category: Office of Research Publication Data point: How mortgages change before origination
Category: Office of Research Publication Perceived Financial Preparedness, Saving Habits, and Financial Security
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Press release Consumer Financial Protection Bureau Report Examines Early Impact of Pandemic on Consumer Credit
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Press release Consumer Financial Protection Bureau Requests Information on the Impact of the CARD Act Regulations on Small Entities and the Consumer Credit Card Market
Category: Office of Research Publication Evidence-based strategies to build emergency savings
Category: Office of Research Publication Insights from the Making Ends Meet Survey
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Press release CFPB Releases Report on Debt Settlements and Credit Counseling
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Press release CFPB Takes Steps to Facilitate LIBOR Transition
Category: Press release Consumer Financial Protection Bureau Takes Action to Help Consumers Receive Relief from Credit Card Issuers
Category: Blog Credit card debt during coronavirus: Relief options and tips
Category: Blog La deuda de tarjeta de crédito durante la pandemia del coronavirus: opciones de alivio y consejos para manejarla
Category: Office of Research Publication The early effects of the COVID-19 pandemic on credit applications
Category: Press release Consumer Financial Protection Bureau Report Shows Substantial Decline in Credit Applications in March
Category: Blog Tips to stay on top of your finances during the coronavirus pandemic
Category: Blog Consejos para mantenerse al tanto de sus finanzas durante la pandemia de coronavirus
Category: Office of Research Publication Disclosure of Time-Barred Debt and Revival: Findings from the CFPB’s Quantitative Disclosure Testing
Category: Office of Research Publication Quantitative Survey Testing of Model Disclosure Clauses and Forms for Debt Collection: Methodology Report
Category: Press release Consumer Financial Protection Bureau Announces Action Against Citizens Bank, N.A.
Category: Office of Research Publication Data point: Small business lending and the Great Recession