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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Office of Research Publication Consumer Finances in Rural Areas of the Southern Region
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Office of Research Publication Insights into Consumers’ Financial Standing and Distress from 2019-2022: Evidence from a CDFI
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Office of Research Publication Consumer Savings App Strategies and Savings Outcomes
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Office of Research Publication Credit card late fees
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Changes in consumer financial status during the early months of the pandemic
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Office of Research Publication Data point: How mortgages change before origination
Category: Office of Research Publication Perceived Financial Preparedness, Saving Habits, and Financial Security
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Office of Research Publication Evidence-based strategies to build emergency savings
Category: Office of Research Publication Insights from the Making Ends Meet Survey
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Office of Research Publication The early effects of the COVID-19 pandemic on credit applications
Category: Office of Research Publication Disclosure of Time-Barred Debt and Revival: Findings from the CFPB’s Quantitative Disclosure Testing
Category: Office of Research Publication Quantitative Survey Testing of Model Disclosure Clauses and Forms for Debt Collection: Methodology Report
Category: Office of Research Publication Data point: Small business lending and the Great Recession
Category: Office of Research Publication Quarterly Consumer Credit Trends: Public records, credit scores, and credit performance
Category: Office of Research Publication Data point: Borrower experiences on income-driven repayment
Category: Office of Research Publication Data point: Servicer size in the mortgage market
Category: Office of Research Publication Quarterly Consumer Credit Trends: Consumer Bankruptcy, BAPCPA, and the Great Recession
Category: Office of Research Publication Credit Characteristics, Credit Engagement Tools, and Financial Well-Being
Category: Office of Research Publication Planning for tax-time savings
Category: Office of Research Publication Data point: 2018 Mortgage market activity and trends
Category: Office of Research Publication Introducing New and Revised Data Points in HMDA
Category: Office of Research Publication Data point: Credit card revolvers
Category: Office of Research Publication Quarterly Consumer Credit Trends: Timing of Applications for Consumer Credit
Category: Office of Research Publication Quarterly Consumer Credit Trends: Mortgages to First-time Homebuying Servicemembers
Category: Office of Research Publication Quarterly Consumer Credit Trends: Natural Disasters and Credit Reporting
Category: Office of Research Publication Technical Reports: National Survey of Mortgage Originations and National Mortgage Database
Category: Office of Research Publication Data point: The geography of credit invisibility
Category: Office of Research Publication Quarterly consumer credit trends: Telecommunications debt collection
Category: Office of Research Publication Data point: Final student loan payments and broader household borrowing
Category: Office of Research Publication Quarterly consumer credit trends: End-of-year credit card borrowing
Category: Office of Research Publication Data point: 2017 mortgage market activity and trends
Category: Office of Research Publication Quarterly consumer credit trends: Public records
Category: Office of Research Publication Quarterly consumer credit trends: Growth in longer-term auto loans
Category: Office of Research Publication CFPB data point: Student loan repayment
Category: Office of Research Publication CFPB data point: Frequent overdrafters
Category: Office of Research Publication CFPB data point: Becoming credit visible
Category: Office of Research Publication Consumer Experiences With Debt Collection: Findings From the CFPB’s Survey on Consumer Views on Debt
Category: Office of Research Publication Tools for saving: Using prepaid accounts to set aside funds
Category: Office of Research Publication Study of third-party debt collection operations
Category: Office of Research Publication Supplemental findings on payday, payday installment, and vehicle title loans, and deposit advance products
Category: Office of Research Publication Single-Payment Vehicle Title Lending
Category: Office of Research Publication Online Payday Loan Payments
Category: Office of Research Publication Data point: Credit invisibles
Category: Office of Research Publication Manufactured-housing consumer finance in the U.S.
Category: Office of Research Publication Data point: Checking account overdraft
Category: Office of Research Publication Report on the use of remittance histories in credit scoring
Category: Office of Research Publication Data point: Medical debt and credit scores
Category: Office of Research Publication CFPB data point: Payday lending
Category: Office of Research Publication Understanding the effects of certain deposit regulations on financial institutions’ operations
Category: Office of Research Publication Analysis of Differences between Consumer- and Creditor-Purchased Credit Scores
Category: Office of Research Publication Private Student Loans Report
Category: Office of Research Publication The impact of differences between consumer- and creditor-purchased credit scores