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Category: Data point

Data point: How mortgages change before origination

This Data Point provides new information about the types of changes that occur during the mortgage origination process, their size and prevalence, and when they (and other mortgage milestones) occur in the mortgage origination process. This information is taken from a dataset of disclosure forms from roughly 50,000 mortgages originated between March 2016 and November 2017. Because lenders are required to provide new disclosure forms to consumers when mortgages change in certain ways, this analysis provides a window into how mortgages change and when these changes are disclosed to consumers.

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