CFPB provides clearer rules of the road for RESPA marketing service agreements
Better clarity regarding the treatment of MSAs under RESPA Section 8. The Bureau remains committed to vigorous enforcement of RESPA Section 8.
Blog
You might have heard that LIBOR is going away. Here’s what you need to know about LIBOR and adjustable-rate loans.
LIBOR is expected to be discontinued sometime after 2021. Here is information to help consumers understand this market-wide change.
Assessing our rules: Our reports on the Ability to Repay and Qualified Mortgage Rule and the RESPA Mortgage Servicing Rule
The CFPB has released two reports assessing significant rules.
We are seeking comment on our plan for assessing the mortgage servicing rule
Your feedback and comments will help up improve our assessment.
We’ve updated our mortgage servicing rules to provide greater protections for mortgage borrowers and other homeowners
Today we finalized new changes to our mortgage servicing rules. These updates ensure that mortgage servicers treat homeowners and struggling borrowers fairly. They also provide servicers with greater clarity about how to comply with the rules.
eRegulations updated with Regulations X, C, and more
CFPB’s eRegulations is a web-based tool that makes regulations easier to find, read and understand. We have expanded the tool to include three additional CFPB regulations. We are also updating an existing regulation to reflect changes that the Bureau has recently made.