CFPB provides clearer rules of the road for RESPA marketing service agreements
Better clarity regarding the treatment of MSAs under RESPA Section 8. The Bureau remains committed to vigorous enforcement of RESPA Section 8.
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You might have heard that LIBOR is going away. Here’s what you need to know about LIBOR and adjustable-rate loans.
LIBOR is expected to be discontinued sometime after 2021. Here is information to help consumers understand whether this market-wide change might affect the terms of their loans.
Assessing our rules: Our reports on the Ability to Repay and Qualified Mortgage Rule and the RESPA Mortgage Servicing Rule
The CFPB has released two reports assessing significant CFPB rules: The first assesses the effectiveness of our Ability to Repay and Qualified Mortgage Rule. The second assesses the effectiveness of the Mortgage Servicing Rule we issued under the Real Estate Settlement Procedures Act (RESPA).
We are seeking comment on our plan for assessing the mortgage servicing rule
Your feedback and comments will help up improve our
assessment.
We’ve updated our mortgage servicing rules to provide greater protections for mortgage borrowers and other homeowners
Today we finalized new changes to our mortgage servicing rules. These updates ensure that mortgage servicers treat homeowners and struggling borrowers...
eRegulations updated with Regulations X, C, and more
CFPB's eRegulations is a web-based tool that makes regulations easier to find, read and understand. We have expanded the tool to include three additional...