Blog

The CFPB issued a standard Request for Information on the economic impact of mortgage loan originator rules on small mortgage companies as part of a mandated 10-year review.

The CFPB is requesting comment on whether it should finalize its preliminary determination that a New York commercial financing law—as well as potentially similar laws in California, Utah, and Virginia—are not preempted by the Truth in Lending Act.

LIBOR is expected to be discontinued sometime after 2021. Here is information to help consumers understand this market-wide change.

The CFPB will assess the Ability-to-Repay/Qualified Mortgage (ATR/QM) rule. We are seeking comments on our plan for the assessment.

Today we finalized new changes to our mortgage servicing rules. These updates ensure that mortgage servicers treat homeowners and struggling borrowers fairly.  They also provide servicers with greater clarity about how to comply with the rules.

CFPB’s eRegulations is a web-based tool that makes regulations easier to find, read and understand. We have expanded the tool to include three additional CFPB regulations.  We are also updating an existing regulation to reflect changes that the Bureau has recently made.

We have several rules that refer to our “rural or underserved” and “rural” counties lists. Each year we publish new lists for use the next year.