Junk fees are driving up housing costs. The CFPB wants to hear from you.
Housing costs are high and a lack of competition in pricing and high fees compound the affordability problem.
Blog
Protecting consumers’ right to challenge discrimination
The CFPB filed an amicus brief to protect consumers’ right to challenge discrimination under the Equal Credit Opportunity Act.
Protegiendo a propietarios de tasaciones discriminatorias de viviendas
Hemos introducido una Declaración de Interés junto al Departamento de Justicia para proteger a compradores y propietarios de viviendas de tasaciones discriminatorias.
Protecting homeowners from discriminatory home appraisals
This week, the CFPB filed a joint Statement of Interest with the Department of Justice to protect homebuyers and homeowners from discriminatory appraisals.
Appraisal standards must include federal prohibitions against discrimination
The CFPB joins with other regulators in asking The Appraisal Foundation to clearly instruct appraisers about the federal law forbidding appraisal discrimination.
Los estándares de tasaciones deben incluir las prohibiciones federales contra la discriminación
Nos hemos unido a otros reguladores para pedirle a la Fundación de la Tasación que instruya a los tasadores sobre la ley federal que prohíbe la discriminación.
Opciones de financiamiento de hipotecas en un ambiente con tasas de interés más altas
Con las tasas de interés más altas de los últimos 20 años, los propietarios recibirán ofertas o buscarán alternativas para reducir sus pagos mensuales.
Mortgage financing options in a higher interest rate environment
With mortgage interest rates the highest they have been in 20 years, homebuyers are more likely to be offered, or seek out, alternatives to fixed-rate mortgages to help lower their monthly mortgage payments.
Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Mortgage interest rates rose sharply in recent months. New research reveals that these increases are impacting borrowers’ monthly payments and debt burdens.
El riesgo climático debe considerarse en las decisiones sobre vivienda
Repensando el riesgo climático para los compradores de viviendas, propietarios e inquilinos.
Climate risk should be considered in housing decisions
Rethinking climate risk for homebuyers, homeowners, and renters. Climate risks are increasing, impacting utility costs, price of insurance, and potential resale value of homes.
Appraisal discrimination is illegal under federal law
The CFPB joins with other regulators in asking The Appraisal Foundation to clearly instruct appraisers about the federal law forbidding appraisal discrimination.
CFPB Prioritizing Resources Against Racial Bias in Home Appraisals
The CFPB hosted a roundtable to discuss biases that come from home valuations, and explored how to remedy the problem.
Loan Estimate and Closing Disclosure: Your guides as you choose the home loan that’s right for you
Your Loan Estimate and Closing Disclosure explain the costs and terms of the mortgage loan that you have applied for – here’s what you should know and how to read them.
La Estimación del Préstamo y la Declaración de Cierre. Las guías que necesita mientras elije el préstamo hipotecario que más le conviene
La Estimación del Préstamo y la Declaración de Cierre le detallan los costos y términos específicos de cada préstamo al que usted haya aplicado. Le mostramos lo que debe saber sobre ellas y cómo leerlas correctamente.
Estafas de cierre de hipotecas: cómo protegerse usted y resguardar su dinero
Siga estos fáciles pasos para protegerse usted y sus ahorros.
Mortgage Closing Scams: How to protect yourself and your closing funds
Scammers are increasingly taking advantage of homebuyers during the closing process. Here’s how it works and how to avoid it happening to you.
Is this the year you buy your first home?
Let the Bureau coach you through each step in the mortgage process.
New protections for servicemembers and veterans alert
Information for servicemembers about new laws on VA refinances, medical debt, credit monitoring, foreclosure protection, and when they go into effect.
¿Está comprando una vivienda? El primer paso es revisar su crédito
Revisar su crédito es el primer paso para construir una base financiera sólida para su nuevo hogar.
One thing you can do to take control of the homebuying process and save on your new home—in any housing market
Shopping for your mortgage can lead to real savings. To get the best interest rate you qualify for, here are a few things to consider.
Thinking about buying a house in 2018? Here’s what you need to know
Get ready to buy a home this year by visiting CFPB’s online resources.
Seven factors that determine your mortgage interest rate
Understand the key factors that affect your interest rate. Use our Explore Rates Tool to see how they may affect interest rates for loans in your area.
Three tools to help your homebuying process
Buying your first home? The CFPB Milestone Roadmap, Explore Interest Rates tool, and Loan Estimate and Closing Disclosure Explainers can help.
Making the decision to rent or buy
Becoming a homeowner is a big decision—both personally and financially. As you decide whether owning a home is the right choice for you right now, here are...