Cashflow data (regular savings, accumulated savings, paying bills on time) helps predict ability to repay and repayment risk, even when accounting for credit scores.
Sepa porqué debería declarar sus impuestos en este 2021, y cómo la normativa “revise el pasado” del IRS le permite usar su ingreso del 2019 o del 2020 para recibir los mayores créditos fiscales posibles.
Learn why you should file your taxes in 2021, and how the IRS’ “lookback rule” allows you to use 2019 or 2020 income to get the most out of your Earned Income Tax Credit or Child Tax Credit.
A CFPB-led research experiment suggests that people seek to find balance between paying off debt and having savings.
Ready to think about your finances? Start with an emergency savings fund.
The Bureau has created K-12 financial education resources that support your curriculum, activities for parents to use with kids at home, and a new podcast about personal finance in college for counselors and advisors.
The CFPB Office of Research released a report that synthesizes the rigorous research of programs and strategies aiming to help consumers achieve greater savings.
Ensure servicemembers know where they can file their taxes for free.
The savings summit was held to help people learn about innovative savings initiatives and discover opportunities to make it easier for people to save.
Su bienestar financiero refleja la forma en que usted administra su dinero. Octubre es el Mes de la Planificación Financiera y por ello, le ofrecemos 25 consejos para que mejore la salud de sus finanzas y alcance el bienestar.
Your financial well-being tells the story of how you manage your money. For Financial Planning Month, we have 25 tips to improve your finances and overall financial well-being.
Encouraging saving at tax time is one of the key opportunities for many families with limited financial resources to build liquid savings. The Bureau’s annual tax time saving report has key insights for Volunteer Income Tax Assistance (VITA) programs that are focused on encouraging people to save during the process of filing their tax return.
Putting money away for college, even small amounts, can make a difference. Here are tips to stay motivated in reaching your college savings goal.
Una de las formas más fáciles y efectivas de ahorrar, es hacerlo de forma automática. Sepa cómo automatizar sus ahorros.
The CFPB’s new savings booklet and email boot camp can help consumers put money aside for unexpected expenses or make a plan to save for your future goals.
One of the easiest and most effective ways to save money is to make it automatic. Learn how to automate your savings.
Building upon the work of the Bureau’s child savings account initiative, the goal of these briefs is to identify, document, and advance promising and proven practices that can increase child savings opportunities for more families with low incomes and low wealth, and that can be taken to scale.
Learn how to improve your financial well-being by starting small and saving up. Start by putting away all or part of your tax refund.
Start saving, or increase your savings goals, with these tips and resources.
Tips for making a plan to save a portion of your tax refund with links to IRS and CFPB information.
Hojas de cálculo, listas y herramientas para ayudarle a ahorrar dinero para emergencias y para el futuro.
Building and retaining savings is important because it provides a financial foundation on which to plan for the future.
Ready to make a little extra cash? Use these free strategies to help increase your income.
Servicemembers, take these immediate actions to secure your financial freedom.
This spring, clean up your household finances by following our tips on money management, including budgets, credit reports, credit cards, debt, and savings.