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Financial companies that collect and process loan payments play a critical role in consumer finance markets. The Consumer Financial Protection Bureau (CFPB) is the primary federal regulator of the consumer debt collection industry, and today, we submitted our annual report to Congress on the Fair Debt Collection Practices Act (FDCPA).

The Department of Education announced that the student loan pause will continue through August 31, 2022. Here are three things to keep in mind.

A number of large banks are eliminating non-sufficient fund (NSF) fees on checking accounts, cutting total NSF fee volume by about 50%, or $1 billion, annually. Other banks continue to charge these fees. The Bureau is closely scrutinizing whether and when charging these fees may be unlawful.

Some student loans require a showing of undue hardship and an adversary proceeding to be discharged in bankruptcy. Other student loans are treated the same as other consumer unsecured debt.

Yon ijans oswa tretman medikal ka transfòme an yon kriz finansye ou pa’t atann. Aprann dwa ou, kijan pou w pwoteje kredi ou, ak kijan pou w evite pyèj.

Maaaring mauwi sa hindi inaasahang krisis pinansyal and medikal na emerhensya o paggamot. Alamin ang iyong mga karapatan, kung paano mapoprotektahan ang iyong kredito, at kung paano makaiwas sa mga suliranin.

A medical emergency or treatment could turn into an unexpected financial crisis. Learn your rights, how to protect your credit, and how to steer clear of pitfalls.

Một trường hợp khẩn cấp hoặc điều trị y tế có thể trở thành một cuộc khủng hoảng tài chính bất ngờ. Tìm hiểu các quyền của quý vị, cách bảo vệ tín dụng của quý vị và cách tránh xa những cạm bẫy.

一次醫療急診或治療可能會變成一場意外的財務危機。瞭解你的權利，如何保護你的信用，以及如何避開陷阱。

Una emergencia médica o un tratamiento se pueden convertir en una crisis financiera inesperada. Aprenda sus derechos, cómo proteger su crédito y cómo evitar los inconvenientes.

Nonprofit hospitals are required to offer financial assistance to people who need it. Here’s how to ask for and receive help with medical costs.

의료 응급 상황 또는 치료로 인해 예상치 못한 재정적 위기에 처할 수 있습니다. 권리와 신용을 보호하는 방법, 그리고 위험을 피하는 방법에 대해 알아보세요.

Вызов скорой помощи и получение неотложной медицинской помощи могут обернуться неожиданным финансовым кризисом. Узнайте о своих правах и о том, как защитить свою кредитную историю и избежать ошибок.

Repensando el riesgo climático para los compradores de viviendas, propietarios e inquilinos.

Rethinking climate risk for homebuyers, homeowners, and renters. Climate risks are increasing, impacting utility costs, price of insurance, and potential resale value of homes.

This week, CFPB filed a friend-of-the-court brief to protect borrowers' rights under federal law to obtain vital information about their mortgage loans from loan servicers.

Frequent overdraft fees take a heavy toll on families living paycheck to paycheck, and may drive people away from bank accounts.

The CFPB announced it will extend the deadline for the public to share input and stories on exploitative junk fees through April 11, 2022.

As the economy recovers from the global pandemic, American families and businesses are experiencing higher prices.

Vigorous enforcement of the Equal Credit Opportunity Act is essential for us to achieve broader equity and opportunity. The CFPB will prioritize enforcement of the Act to ensure that no one is discriminated against with respect to any aspect of a credit transaction.

We aim to root our work in research and experience from the people we serve. We are excited to unveil our homepage redesign, based on feedback from dozens of people.

Sending money to people in Ukraine? Here are resources for safely sending funds overseas.

The CFPB strongly encourages mortgage servicers to participate in the Homeowner Assistance Fund (HAF) program and work with homeowners to help prevent avoidable foreclosures.

The Consumer Financial Protection Bureau has a launched a new initiative to focus on financial issues facing rural America. Our effort will initially focus on rural banking deserts, discriminatory and predatory agricultural credit, and manufactured housing.

In response to concerns from workers about financial risk and harm from employers, the CFPB is looking into the consumer financial products or services that workers face in the workplace.