Ознакомьтесь с основами правоприменительных действий CFPB против Wells Fargo, клиентами, которые пострадали, а также практиками банка, которые нарушили федеральное законодательство.
New research from the CFPB Office of Research: With high inflation, many renters are struggling, yet relatively few found assistance. In addition, the transition to homeownership has slowed markedly in the past year.
By
Scott Fulford,
Elizabeth Saunders,
and
Eric Wilson
Con las tasas de interés más altas de los últimos 20 años, los propietarios recibirán ofertas o buscarán alternativas para reducir sus pagos mensuales.
With mortgage interest rates the highest they have been in 20 years, homebuyers are more likely to be offered, or seek out, alternatives to fixed-rate mortgages to help lower their monthly mortgage payments.
Mortgage interest rates rose sharply in recent months. New research reveals that these increases are impacting borrowers’ monthly payments and debt burdens.
Housing costs rose rapidly last year but some people experience this inflation more than others. New research shows that low-income renters’ credit card debt increased sharply last year.
Far too many households and businesses continue to lack fair and equitable access to credit. Through SPCPs, lenders can better serve historically disadvantaged individuals and communities.
The CFPB is seeking to move away from highly complicated rules that have long been a staple of consumer financial regulation and towards simpler and clearer rules.
The CFPB has published a Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data, a resource for those interested in using this comprehensive source of U.S. mortgage data.
Rethinking climate risk for homebuyers, homeowners, and renters. Climate risks are increasing, impacting utility costs, price of insurance, and potential resale value of homes.
By
Mark McArdle,
Mikayla Mitchell,
and
Erik Rubinyi
This week, CFPB filed a friend-of-the-court brief to protect borrowers' rights under federal law to obtain vital information about their mortgage loans from loan servicers.
The Homeowner Assistance Fund (HAF) provides financial relief to homeowners impacted by the COVID-19 pandemic. Learn how to check if assistance is available in your area.
Kapag namimili tayo, kadalasan tayong naghahanap ng pinakamurang presyo. Pero minsan ang totoong presyo ay may kasamang mga lihim na singil. Pag-aralan ang mga pinakakaraniwang mga uri ng mga ito at ibahagi kung paano naaapektuhan ang iyong pinansiyal na kabutihan ng mga singil na ito.
When we shop, we often look at the cheapest advertised price. But the true price may include junk fees. Learn the most common types and share how these fees impact your financial life.
Cuando compramos, a menudo miramos el precio anunciado más barato. Pero el precio real puede incluir tarifas inesperadas. Conozca los tipos de tarifas inesperadas más comunes y comparta cómo estos cargos afectan su vida financiera.
عندما نتسوق كثيرا ما نبحث عن أرخص سعر معلن، ولكن السعر الحقيقي قد يتضمن رسوما مفاجئة وغير متوقعة. فتعلـّم عن أكثر أنواع الرسوم المفاجئة وغير المتوقعة شيوعا وشارك آراءك حول مدى تأثير هذه الرسوم على حياتك المالية.