If you have a VA home loan, then there is a good chance that you have already come into contact with offers to refinance your mortgage that appear official and may sound too good to be true. Here is what you need to know.
Provident borrowers who were charged higher broker fees will receive compensation.
Technology is transforming everything. Soon, consumers will find themselves being offered platforms that allow borrowers to access mortgage closing documents online.
How is your interest rate determined? That can be difficult to figure out for even the savviest of mortgage shoppers. Your lender knows how your interest rate gets determined, and we think you should, too. Learn more about the factors that affect your interest rate.
The Federal Financial Institutions Examination Council (FFIEC) announced new Home Mortgage Disclosure Act (HMDA) Resubmission Guidelines for all financial institutions that report HMDA data.
We’ve been alerted to continued reports of mortgage closing scams. According to reports, scammers target the homebuyers nearing their closing date and use email to pose as real estate professionals and/or settlement agents and get the consumer to transfer closing funds to an account controlled by the scammer.
Our recent report discusses the most common financial complaints reported by consumers across the 50 states and D.C.
The CFPB will assess the Ability-to-Repay/Qualified Mortgage (ATR/QM) rule. We are seeking comments on our plan for the assessment.
Becoming a homeowner is a big decision—both personally and financially. As you decide whether owning a home is the right choice for you right now, here are some financial considerations to keep in mind.
We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to collect and report about their mortgage lending, which will improve the quality of mortgage data available to the public.