CFPB starting mandated review of mortgage loan originator rules
The CFPB issued a Request for Information on the economic impact of mortgage loan originator rules on small mortgage companies.
Blog
Seeking public input: new proposal for alternative mortgage disclosures for construction loans
The public can submit comments through March 29, 2023 on an application to create an alternative mortgage disclosure to improve understanding and facilitation of construction loans.
Buscamos comentarios del público sobre nueva propuesta de divulgaciones hipotecarias alternativas, para préstamos para la construcción
Hasta el 29 de marzo del 2023 pueden enviarse comentarios para crear una declaración hipotecaria alternativa que facilite préstamos a la construcción.
What’s ahead for Wells Fargo and its customers
See the basics of CFPB’s enforcement action against Wells Fargo, the customers who were affected, and the practices that violated federal law.
웰스파고와 고객들에 대한 향후 조치
웰스파고에 대한 CFPB의 제재 조치와 관련된 기본 사항, 영향을 받은 고객 및 연방법을 위반한 관행에 대해 알아볼 수 있습니다.
Ano ang naghihintay para sa Wells Fargo at sa mga customer nito?
Tingnan ang pangunahing impormasyon tungkol sa aksyon ng pagpapatupad ng CFPB laban sa Wells Fargo, mga customer na apektado, at mga gawaing lumabag sa pederal na batas.
Wells Fargo 及其客戶將面臨著什麼？
請查看 CFPB 對 Wells Fargo 採取的執法行動、受影響的客戶，以及違反聯邦法律做法的基本資訊。
ما هو المستقبل لمصرف Wells Fargo وعملائه
اطلع على أساسيات إجراءات الإنفاذ التي اتخذها CFPB ضد Wells Fargo والعملاء الذين تضرروا والممارسات التي خالفت القانون الفيدرالي.
Qué les espera a Wells Fargo y sus clientes
Conozca las bases de nuestra acción contra Wells Fargo, cuáles clientes fueron afectados, y cuáles prácticas violaron la ley federal.
Что следует ожидать банку Wells Fargo и его клиентам
Ознакомьтесь с основами правоприменительных действий CFPB против Wells Fargo, клиентами, которые пострадали, а также практиками банка, которые нарушили федеральное законодательство.
Điều gì sẽ xảy ra sắp tới với Wells Fargo và khách hàng của họ
Xem thông tin cơ bản về hành động thực thi của CFPB đối với Wells Fargo, những khách hàng bị ảnh hưởng và các thông lệ vi phạm luật liên bang.
Kisa k ap tann Wells Fargo ak kliyan li yo
Gade mezi de baz FPB pran yo kont Wells Fargo pou fè respekte lalwa, kliyan ki te viktim yo, ak pratik ki te vyole lwa federal la.
Office of Research Blog: Even as rents increase, fewer people are buying
New research from the CFPB Office of Research: With high inflation, many renters are struggling, yet relatively few found assistance. In addition, the transition to homeownership has slowed markedly in the past year.
Opciones de financiamiento de hipotecas en un ambiente con tasas de interés más altas
Con las tasas de interés más altas de los últimos 20 años, los propietarios recibirán ofertas o buscarán alternativas para reducir sus pagos mensuales.
Mortgage financing options in a higher interest rate environment
With mortgage interest rates the highest they have been in 20 years, homebuyers are more likely to be offered, or seek out, alternatives to fixed-rate mortgages to help lower their monthly mortgage payments.
Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Mortgage interest rates rose sharply in recent months. New research reveals that these increases are impacting borrowers’ monthly payments and debt burdens.
Protecting borrowers’ control over their money
This week, CFPB filed a friend-of-the-court brief to protect consumers’ funds from unauthorized withdrawals by credit card companies.
Mortgage borrowers can challenge inaccurate appraisals through the reconsideration of value process
Lenders must ensure all borrowers have equal access to available reconsideration of valuation processes.
Help us spur new opportunities for homeowners in the mortgage market
The CFPB is requesting information on ways to improve mortgage refinances and support assistance for homeowners who experience financial disruptions.
Office of Research blog: Housing inflation is hitting low-income renters
Housing costs rose rapidly last year but some people experience this inflation more than others. New research shows that low-income renters’ credit card debt increased sharply last year.
Using special purpose credit programs to serve unmet credit needs
Far too many households and businesses continue to lack fair and equitable access to credit. Through SPCPs, lenders can better serve historically disadvantaged individuals and communities.
Rethinking the approach to regulations
The CFPB is seeking to move away from highly complicated rules that have long been a staple of consumer financial regulation and towards simpler and clearer rules.
CFPB publishes Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data
The CFPB has published a Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data, a resource for those interested in using this comprehensive source of U.S. mortgage data.
El riesgo climático debe considerarse en las decisiones sobre vivienda
Repensando el riesgo climático para los compradores de viviendas, propietarios e inquilinos.
Climate risk should be considered in housing decisions
Rethinking climate risk for homebuyers, homeowners, and renters. Climate risks are increasing, impacting utility costs, price of insurance, and potential resale value of homes.