Blog | Consumer Financial Protection Bureau

Data, research, and reports Info for consumers

Published DEC 12, 2022

Consumers harmed by fraudulent student loan debt-relief services will receive payments

Consumers will receive checks from the CFPB’s enforcement action against five student loan debt-relief companies associated with Monster Loans and Lend Tech Loans for violating consumer protection laws.

Info for consumers

Published DEC 09, 2022

You can help caregivers spot illegal nursing home debt collection tactics

Here are some steps you can take to protect caregivers from nursing homes and debt collectors who may be billing and suing caregivers for residents’ cost of care based on illegal admission contracts.

By Deborah Royster and Edwin Walker

Data, research, and reports

Published DEC 09, 2022

Usamos la data de quejas para ayudar a ciudades y condados a proteger a los consumidores

Trabajamos con municipios y condados en identificar y enfrentar daño financiero a sus habitantes.

By Stefanie Isser Goldblatt and Cheryl Parker Rose

Data, research, and reports Info for consumers

Published DEC 09, 2022

Usted puede ayudar a cuidadores a descubrir tácticas ilegales de cobranzas de deudas con hogares de cuidado

Pasos para proteger a cuidadores de hogares de cuidados y cobradores que podrían facturarles y demandarles basándose en contratos de admisión ilegales.

By Deborah Royster and Edwin Walker

At the CFPB

Published DEC 07, 2022

Update on state laws on lending to businesses

CFPB issues a notice of intent to make a preemption determination under the Truth in Lending Act (TILA).

By Seth Frotman

Policy and compliance

Published DEC 06, 2022

Changes to HMDA’s closed-end loan reporting threshold

The threshold for reporting data on closed-end mortgage loans is 25 loans in each of the two preceding calendar years, as established by the 2015 HMDA Final Rule.

By Woody Anglade, Patrice Alexander Ficklin, and Timothy Lambert

Data, research, and reports

Published DEC 06, 2022

Mejorando la data del público usada en préstamos automotrices

Hemos anunciado una nueva iniciativa para enfrentar la falta de data e información en el mercado del crédito automotriz.

By Ryan Kelly, Chris Kukla, Ben Litwin, and Ashwin Vasan

Info for consumers

Published DEC 01, 2022

The CFPB ombudsman’s office shares its FY2022 annual report

The Ombudsman’s Office annual report, which the Ombudsman delivered to the Director, is available today on our webpage.

By Wendy Kamenshine

Data, research, and reports

Published NOV 30, 2022

Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers

Mortgage interest rates rose sharply in recent months. New research reveals that these increases are impacting borrowers’ monthly payments and debt burdens.

By Feng Liu

At the CFPB

Published NOV 30, 2022

Protecting borrowers’ control over their money

This week, CFPB filed a friend-of-the-court brief to protect consumers’ funds from unauthorized withdrawals by credit card companies.

By Seth Frotman

At the CFPB

Published NOV 22, 2022

Protecting the right of military families to go to court

The CFPB recently filed an amicus brief to ensure military families are able to sue creditors that violate the Military Lending Act.

By Seth Frotman and Jim Rice

Data, research, and reports

Published NOV 18, 2022

Using CFPB complaint data to help cities and counties protect the public

The CFPB is working with municipal and county governments to identify and address financial harm to their constituents.

By Stefanie Isser Goldblatt and Cheryl Parker Rose

Data, research, and reports

Published NOV 17, 2022

Enhancing public data on auto lending

CFPB announces a new initiative to address gaps in data and information on the auto lending market.

By Ryan Kelly, Chris Kukla, Ben Litwin, and Ashwin Vasan

Policy and compliance

Published NOV 10, 2022

The CFPB finalizes rule to increase transparency regarding key nonbank supervision tool

Today the CFPB finalized changes to its procedural rule related to nonbank supervision based on a risk determination.

Data, research, and reports

Published NOV 02, 2022

Office of Research blog: Update on student loan borrowers during payment suspension

Delinquencies on non-student-loan credit products continue to rise for student loan borrowers, signaling potential payment difficulties when scheduled payments resume.

By Thomas Conkling and Christa Gibbs

Policy and compliance

Published OCT 31, 2022

CFPB seeks further public input on big tech payment platforms

Today, the CFPB is announcing that it will re-open the public comment period on big tech payment platforms for 30 days and add additional questions.

Data, research, and reports Info for consumers

Published OCT 31, 2022

Sus voces guían nuestro trabajo

Hemos publicado la queja número tres millones en nuestra base de datos. Éstas representan 10 años compartiendo experiencias de consumidores, clarificando los problemas que enfrentan.

Data, research, and reports Info for consumers

Published OCT 31, 2022

Estamos buscando más información del público sobre las plataformas de pago de las compañías “big tech”

Anunciamos la reapertura por 30 días del plazo para recibir comentarios y agregamos nuevas preguntas, sobre las plataformas de pago de las compañías “big tech”.

Data, research, and reports Info for consumers

Published OCT 31, 2022

Your voices help drive our work

We published the three millionth complaint on the CFPB complaint database.

By Darian Dorsey

Info for consumers

Published OCT 24, 2022

Consumers who were charged illegal fees by Howard Law, P.C. will receive compensation

People who were charged illegal fees by Howard Law, P.C. for seeking debt relief may receive compensation from the CFPB.

Info for consumers

Published OCT 24, 2022

Aquellos consumidores a quienes Howard Law, P.C. les cobró tarifas ilegales, recibirán compensación

Las personas a quienes Howard Law, P.C. les cobró tarifas ilegales por alivio de deudas, podrían recibir compensación a través de nosotros en el CFPB.

By Kristen Evans

Policy and compliance

Published OCT 06, 2022

Mortgage borrowers can challenge inaccurate appraisals through the reconsideration of value process

Lenders must ensure all borrowers have equal access to available reconsideration of valuation processes.

By Patrice Alexander Ficklin, Makalia Griffith, and Tim Lambert

Info for consumers

Published SEP 30, 2022

Herramientas financieras para las víctimas de los huracanes Fiona e Ian

Una vez que usted haya atendido sus necesidades más urgentes, hay pasos que puede seguir para asegurar sus finanzas personales luego de los huracanes Fiona e Ian.

Info for consumers

Published SEP 30, 2022

A financial toolkit for victims of hurricanes Fiona and Ian

Once you have addressed your most urgent needs, there are steps to secure your finances after Hurricanes Fiona and Ian.

Data, research, and reports

Published SEP 28, 2022

Examining the potential impact of high vehicle costs on Americans with deep subprime credit scores

New CFPB research analyzes how increased car prices are impacting the most economically vulnerable consumers.

By Jonathan Hawkins-Pierot and David Low