Blog

The CFPB’s Focus on Reentry: Criminal Justice guide provides actionable tools to help people involved in the criminal justice system and their families achieve their financial goals.

Since April 2020, credit limits on credit cards largely stagnated, but have risen in recent months for most credit score groups.

State and local programs are distributing billions of dollars in rental assistance. But many landlords don’t know that they can take advantage of this help. The CDC issued a new eviction moratorium on August 3, 2021. But many landlords still do not know that they can apply for federal rental assistance to help recover rent that tenants owe.

If you were a college student enrolled in an eligible college or university on or after March 13, 2020, you may qualify for emergency financial aid grants that can be used to cover expenses or costs from food, housing, course materials, technology needs, health care, child-care expenses, or money owed to your school. This blog provides the eligibility criteria for students to know if they qualify for HEERF emergency financial aid grants, how to obtain a grant, and the eligible uses for funds.

Si no puede pagar la renta y teme que le desalojen, sepa que el 3 de agosto del 2021, el CDC ha emitido una nueva moratoria a los desalojos. Le mostramos lo que necesita saber al respecto.

If you are unable to pay rent and worried about eviction, the CDC issued a new eviction moratorium on August 3, 2021. Here’s what you need to know.

Federal protections to prevent foreclosures and evictions during the COVID-19 pandemic ended on July 31. Learn what to do if you’re struggling to make your housing payments.

Las protecciones federales para prevenir ejecuciones hipotecarias y desalojos, durante la pandemia del COVID-19, terminaron el 31 de julio. Sepa qué hacer si tiene dificultades para pagar su vivienda.

Since April 2020, credit card balances and utilization rates have continued to decline, and the share of credit card borrowers that carry a balance rather than pay in full have also declined.

The COVID-19 pandemic has made it difficult for renters and landlords to cover housing costs. Our Rental Assistance Finder allows people to search for help with rent, utilities, and moving costs.

Foreclosure moratoria are ending. The CFPB has resources to help homeowners avoid foreclosure.

The CFPB is celebrating 10 years of protecting consumers, and looks forward to the next decade.

A joint fraud advisory from the CFPB and VA on how to avoid common VA home loan scams.

Since July 2020, consumers have transitioned out of assistance to varying degrees across all credit products, but a significant share of mortgage borrowers continue to receive assistance.

When renters fall behind on rent, many landlords also struggle to make ends meet. Help may be available. Learn about emergency rental assistance and where to apply.

CFPB digital media toolkit supports stakeholders in spreading the word around COVID-19 protections and relief options available to struggling renters and mortgage borrowers.

Learn how Buy Now, Pay Later (BNPL) products work, and important details to help you decide whether or not to use them for purchases.

The CFPB hosted a roundtable to discuss biases that come from home valuations, and explored how to remedy the problem.

New CFPB research looks at how the cost of home loans and borrower characteristics differ within the Asian American and Pacific Islander (AAPI) community.

The CFPB has notified companies that we will be paying particular attention to practices related to the accuracy of rental information in consumer reports. Learn how to protect yourself and how to take action if denied rental housing because of errors in your tenant screening reports.

July is Military Consumer Month, and we are partnering with the FTC and DoD throughout the month to spotlight key financial issues impacting the military community.

Millions of consumers may have business loans and commercial credit products on their consumer credit reports. New CFPB research finds inconsistent reporting practices that may impact consumer credit scores.

The CFPB has temporarily updated its rule for mortgage servicers to require most, when reaching out to borrowers, to explain their options to avoid foreclosure. Learn why you should contact your mortgage servicer if you’re struggling to make your payments.

The CDC just extended the eviction moratorium to July 31, 2021. If you still need help paying your rent, take action now. Information from the CFPB can help you get started.

We continue to monitor the market to assess new and developing risks to consumers, and we share updated charts on mortgage forbearance, delinquency, and foreclosure that show an improving economic picture, yet sustained housing insecurity risk.