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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Blog Office of Research blog: Housing inflation is hitting low-income renters
Category: Press release CFPB Publishes Analysis of Potential Impacts of Medical Debt Credit Reporting Changes
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Blog Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Press release CFPB Sues ACE Cash Express for Concealing No-Cost Repayment Plans and Improperly Withdrawing Consumers’ Funds
Category: Report Credit Card Line Decreases
Category: Blog New report explores the impact of credit card line decreases on consumers
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: New Observations from Data Reported by Sixteen Servicers for May-December 2021
Category: Report Complaint Bulletin: Medical billing and collection issues described in consumer complaints
Category: Press release CFPB Report Spotlights Medical Billing Challenges
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Blog The student loan pause was extended—three things to keep in mind
Category: Speech Director Chopra’s Opening Remarks to the Consumer Advisory Board
Category: Report 2021 Consumer Response annual report
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Blog Shining a Spotlight on Workers’ Financial Experiences
Category: Report 2021 Financial Literacy Annual Report
Category: Press release CFPB Estimates $88 Billion in Medical Bills on Credit Reports
Category: Blog CFPB releases report on diversity and inclusion within financial services
Category: Report Annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Blog Making Ends Meet series: Consumer finances during the pandemic
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Press release CFPB Research Shows Banks’ Deep Dependence on Overdraft Fees
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Press release CFPB Finds Credit Report Disputes Far More Common in Majority Black and Hispanic Neighborhoods
Category: Press release CFPB Orders Tech Giants to Turn Over Information on their Payment System Plans
Category: Press release CFPB, FTC and North Carolina Department of Justice File Amicus Brief in Henderson v. The Source for Public Data, L.P.
Category: Blog Comparing auto loans for borrowers with subprime credit scores
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Report Consumer Complaint Research Brief: Consumer complaints throughout the credit life cycle, by demographic characteristics
Category: Press release CFPB Report: Consumer Complaint Submission Patterns Vary by Demographic Characteristics of Census Tract
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Press release CFPB Report: Renters at Risk as COVID-19 Safety Net Ends
Category: Report 2021 College credit card agreements
Category: Press release CFPB Proposes Rule to Shine New Light on Small Businesses’ Access to Credit
Category: Speech Remarks of Acting Director Dave Uejio at the Press Call on the Small Business Lending Proposed Rule
Category: Blog Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Press release Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Blog Credit card limits are rising for most groups after stagnating during the pandemic
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: Observations from Data Reported by Sixteen Servicers
Category: Press release CFPB Report: Mortgage Servicers’ Pandemic Response Varies Significantly
Category: Blog Credit card use is still declining compared to pre-pandemic levels
Category: Press release CFPB and FHFA Release Updated Data from the National Survey of Mortgage Originations for Public Use
Category: Press release CFPB Finds Credit Applications Have Mostly Recovered to Pre-Pandemic Levels
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Blog Trends in Reported Assistance on Consumers’ Credit Records
Category: Report Complaint Bulletin: COVID-19 issues described in consumer complaints
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Blog The trends of commercial credit reporting on consumer credit
Category: Press release CFPB Report Highlights Supervisory Findings of Wide-Ranging Violations of Law in 2020
Category: Blog New data show improving yet sustained housing insecurity risks
Category: Blog Delinquencies on credit accounts continue to be low despite the pandemic
Category: Blog HMDA Threshold Report Blog
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Blog Summary of the 2021 CFPB Research Conference
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Blog Consumer use of payday, auto title, and pawn loans
Category: Office of Research Publication Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Complaint Bulletin: Mortgage forbearance issues described in consumer complaints
Category: Report Measuring the financial well-being of Hispanics: 2018 Financial Well-being Score Benchmarks
Category: Office of Research Publication Changes in consumer financial status during the early months of the pandemic
Category: Blog Making Ends Meet series: Changes in consumer financial status during the early months of the pandemic
Category: Report Complaint Bulletin: County-level demographic overview of consumer complaints
Category: Report 2020 Consumer Response annual report
Category: Press release CFPB Annual Complaint Report Highlights More Than a Half-Million Complaints Received in 2020
Category: Report Housing insecurity and the COVID-19 pandemic
Category: Press release New Report From Consumer Financial Protection Bureau Finds Over 11 Million Families At Risk Of Losing Housing
Category: Blog New report highlights housing insecurity and the need for aggressive action
Category: Blog The Bureau is working hard to address housing insecurity, promote racial equity, and protect small businesses’ access to credit
Category: Blog Know your data: Our updated list of reporting companies
Category: Blog Experiment suggests people pay down debt but keep savings cushion
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Report 2020 Financial Literacy Annual Report
Category: Blog Credit applications remain depressed for credit cards and auto loans
Category: Blog Credit card debt fell even for consumers who were having financial difficulties before the pandemic
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Blog New report explores the prevalence of actual payment information in consumer credit reporting
Category: Report Debt and delinquency after military service: A study of the credit records of young veterans in the first year after separation
Category: Speech Director Kraninger's Remarks During “Current Priorities in Consumer Financial Protection Seminar” At Harvard Kennedy School
Category: Report 2020 College credit card agreements
Category: Report Children’s Savings Account Programs: Measuring Program Performance and Outcomes
Category: Office of Research Publication Data point: How mortgages change before origination
Category: Report Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) Rule Assessment
Category: Office of Research Publication Perceived Financial Preparedness, Saving Habits, and Financial Security
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Press release Consumer Financial Protection Bureau Report Examines Early Impact of Pandemic on Consumer Credit
Category: Blog Bureau adopts new procedures for external peer review of important research
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Press release Consumer Financial Protection Bureau Issues Analysis of HMDA Data Points
Category: Report Bureau Symposium: Consumer Access to Financial Records, a summary of the proceedings
Category: Blog What to consider when sharing your financial data
Category: Press release CFPB Announces Plan to Issue ANPR on Consumer-Authorized Access to Financial Data
Category: Office of Research Publication Evidence-based strategies to build emergency savings