2022 College Banking and Credit Card Agreements
The 2022 Consumer Financial Protection Bureau (CFPB) report on college banking, including credit card and deposit product agreements.
Research and reports
We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.
Data point: Mortgage trends
This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).
Justice-Involved Individuals and the Consumer Financial Marketplace
This report outlines challenges faced by justice-involved people and their families in navigating their finances at each stage of the criminal justice system.
Consumer voices on overdraft programs
This report shares findings from qualitative interviews with consumers about their experiences with overdraft programs and fees.
Consumer Protection Principles: Consumer-authorized financial data sharing and aggregation
These consumer protection principles are intended to help safeguard consumer interests as the consumer-authorized aggregation services market develops.
CFPB data point: Frequent overdrafters
Our data point reports are prepared by our Office of Research to provide an evidence-based perspective on consumer financial markets, consumer behavior, and regulations to inform the public discourse.
Consumer Protection Principles: Consumer protection in new faster payment systems
Faster payment systems hold great promise for consumers. But to be safe, transparent, accessible, and efficient, faster payment systems must keep consumer protection concerns in mind.
Data point: Checking account overdraft
Our data point reports are prepared by our Office of Research to provide an evidence-based perspective on consumer financial markets, consumer behavior, and regulations to inform the public discourse.