Reports

We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.

Data point: Mortgage trends

This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).

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Big Tech's Role in Contactless Payments: Analysis of Mobile Device Operating Systems and Tap-to-Pay Practices

This issue spotlight is part of the CFPB’s broader effort to monitor the rapidly evolving consumer payments industry, including the expansion of Big Tech companies into this sphere.

Industry and markets |

Published JUL 24, 2020

Bureau Symposium: Consumer Access to Financial Records, a summary of the proceedings

This report summarizes the Bureau’s February 26, 2020, symposium on Consumer Access to Financial Records and Section 1033 of the Dodd-Frank Act.

To Congress |

Published APR 30, 2020

Fair Lending Report 2019

Bureau releases its annual Fair Lending Report to Congress on its activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2019.

To Congress |

Published JUN 28, 2019

Fair Lending Report 2018

This report describes our fair lending activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2018.

Industry and markets |

Published OCT 18, 2017

Consumer Protection Principles: Consumer-authorized financial data sharing and aggregation

These consumer protection principles are intended to help safeguard consumer interests as the consumer-authorized aggregation services market develops.

Industry and markets |

Published AUG 16, 2017

Innovation highlights: Emerging student loan repayment assistance

This report spotlights the growing number of employer-based student loan repayment programs that can save eligible employees hundreds of thousands in loan principle and interests payments, but where barriers to innovation exist.

Industry and markets |

Published OCT 24, 2016

Project Catalyst report: Promoting consumer-friendly innovation

This report provides an overview of Project Catalyst's work to promote consumer-friendly innovation and highlights the importance of ensuring consumer...

Office of Research Publication |

Published SEP 29, 2016

Tools for saving: Using prepaid accounts to set aside funds

The CFPB released the results of a Project Catalyst research project finding that offering a small incentive to prepaid card users to put some of their...

By Office of Research