2017 Financial Literacy Annual Report
The 2017 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau’s activities and strategy to improve the financial capability and well-being of consumers.
Research and reports
We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.
Featured
2017 mortgage market activity and trends
This data point describes mortgage market activity over time based on data reported under the Home Mortgage Disclosure Act.
Who are the credit invisibles? How to help people with limited credit histories
A brief on credit invisibility, implications for consumers, and steps that communities can take to help consumers build or rebuild their credit.
Financial well-being in America
This report presents the findings of a national survey that examined the financial well-being of U.S. adults. The report shows the distribution of financial well-being scores for the U.S. adult population and for selected subgroups.
Building the capacity of tax preparation providers to encourage saving
The CFPB has identified ten promising practices for tax assistance providers to help people save when filing their taxes.
Financial Coaching: Advancing the field to better serve consumers
This report provides an overview of the 2017 Financial Coaching Symposium, including lessons learned and next steps for the field to consider.
Effective financial education: Five principles and how to use them
There is no single right way to help adults improve financial decision-making, just as there is no single right way everyone should conduct their financial lives. This report, reflecting research and input from the field, presents five principles for effective financial education.
CFPB Financial Well-Being Scale: Scale development technical report
This technical report describes the development and scoring procedures of the CFPB Financial Well-Being Scale.
Tracking success in financial capability and empowerment programs
This report provides a recommended core set of five financial outcomes for programs to track. The purpose is to assist the field of financial capability and empowerment in creating some commonality in outcomes to measure across a variety of different programs.
Personal finance teaching pedagogy
The CFPB researched the childhood origins of financial capability and well-being to identify those roots and to find promising practices and strategies to support their development.
2016 Financial Literacy Annual Report
The 2016 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau’s activities and strategy to improve the financial capability and well-being of consumers.