Research and reports

The Building Blocks Measurement Guide provides a means of assessing young people’s progress toward acquiring the foundations of financial capability. 

The 2017 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau’s activities and strategy to improve the financial capability and well-being of consumers. 

A brief on credit invisibility, implications for consumers, and steps that communities can take to help consumers build or rebuild their credit. 

This report presents the findings of a national survey that examined the financial well-being of U.S. adults. The report shows the distribution of financial well-being scores for the U.S. adult population and for selected subgroups.

The CFPB has identified ten promising practices for tax assistance providers to help people save when filing their taxes.

This report provides an overview of the 2017 Financial Coaching Symposium, including lessons learned and next steps for the field to consider. 

There is no single right way to help adults improve financial decision-making, just as there is no single right way everyone should conduct their financial lives. This report, reflecting research and input from the field, presents five principles for effective financial education.

This technical report describes the development and scoring procedures of the CFPB Financial Well-Being Scale. 

This report provides a recommended core set of five financial outcomes for programs to track. The purpose is to assist the field of financial capability and empowerment in creating some commonality in outcomes to measure across a variety of different programs.

The CFPB researched the childhood origins of financial capability and well-being to identify those roots and to find promising practices and strategies to support their development.