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2022 College banking and credit card agreements

The Credit Card Accountability, Responsibility and Disclosure Act (“CARD Act”) requires us to submit to Congress, and to make available to the public, an annual report that lists information submitted to the Bureau concerning agreements between credit card issuers and institutions of higher education (IHEs) or certain organizations affiliated with such institutions. This report refers to these agreements as “college credit card agreements” or simply “agreements.” Affiliated organizations include fraternities, sororities, alumni associations, or foundations affiliated with or related to an institution of higher education. This is the thirteenth annual report pursuant to the CARD Act. It also reviews agreements and data covering the over 1.2 million student checking and credit card accounts that are governed by partnerships between IHEs and financial services providers, and highlights market trends and possible risks.

Full report

Read the full report