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Published

소수 민족 및 여성 소유 비즈니스의 신용에 대한 공정하고 공평한 접근의 중요성

금융소비자보호국(CFPB: Consumer Financial Protection Bureau)은 CARES 법에 따라 코로나 바이러스(COVID-19) 전염병 기간 동안 신용을 신청하는 여성 및 소수 민족 소유 비즈니스에 대한 대출을 포함하여 대출 차별에 대응할 책임이 있습니다.

Published

Tầm quan trọng của quyền tiếp cận công bằng và bình đẳng với khoản vay dành cho các doanh nghiệp do người dân tộc thiểu số và phụ nữ làm chủ

Cục có trách nhiệm giải quyết tình trạng phân biệt đối xử trong hoạt động cho vay, bao gồm việc cho các doanh nghiệp do phụ nữ và người dân tộc thiểu số làm chủ vay, áp dụng cho khoản vay trong bối cảnh dịch bệnh COVID-19 theo Đạo Luật Hỗ Trợ, Cứu Trợ và An Ninh Kinh Tế Đối Phó Vi-rút Corona (CARES).

Published

讓少數裔族與婦女所持有的企業擁有公平公正的貸款管道之重要性

本局有責任處理貸款歧視,包括由婦女性與少數裔族所持有的企業於冠狀病毒疫情期間,根據《冠狀病毒援助、紓困和經濟安全法案》(英文簡稱為 CARES 法案)所申請的貸款。

Category: Data, research, and reports |
Published

New report explores trends for first-time homebuyers

The Consumer Financial Protection Bureau released a new Market Snapshot that explores first-time homeownership. For households attempting to transition from renting to owning, shifts in the housing and mortgage markets can play a large role in whether they can afford to buy a home. This report investigates the prevalence and ease of first-time homeownership today by comparing current and historical market trends.

Category: At the CFPB | Category: Data, research, and reports |
Published

A report on the Bureau’s Building a Bridge to Credit Visibility Symposium

This report on the Bureau’s September 17th, 2018 Building a Bridge to Credit Visibility Symposium summarizes the panel discussions that took place during the event, and highlights the key themes that stood out from those conversations.

Category: At the CFPB | Category: Data, research, and reports |
Published

Encouraging innovation in expanding credit access: 2018 Fair Lending Report to Congress

This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach for calendar year 2018.

Category: Policy and compliance |
Published
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Request for information on small business lending

Small businesses play a key role in supporting community development and fueling economic growth. We have issued a Request for Information to learn more about the small business lending market. If you own a small business, provide financing to small businesses, or generally know about the small business lending market, we’d like to hear from you.

Category: Policy and compliance |
Published

Solicitud de información sobre el mercado de préstamos para pequeñas empresas

Las pequeñas empresas desempeñan un papel clave en el apoyo al desarrollo comunitario y en el crecimiento económico. Hemos emitido una Solicitud de Información para obtener más información sobre el mercado de préstamos para las pequeñas empresas. Si usted es dueño de una pequeña empresa, proporciona financiamiento a pequeñas empresas, o conoce el mercado de préstamos para pequeñas empresas en términos generales, nos gustaría saber de usted.

Category: Info for consumers |
Published

Usted tiene el derecho a que lo traten de manera justa en el mercado financiero

El garantizar un acceso equitativo y anti-discriminatorio en el proceso de obtener crédito apunta a la esencia misma de la misión del CFPB de proteger a los consumidores y promover la transparencia de los mercados financieros en los Estados Unidos. Durante este último año hemos obtenido reembolsos para consumidores perjudicados por prácticas discriminatorias y hemos supervisado a prestamistas para evitarles daño a los consumidores.

Category: Info for consumers |
Published

You have the right to be treated fairly in the financial marketplace

Ensuring fair and nondiscriminatory access to credit goes to the core of the Bureau’s mission of protecting consumers and promoting openness in America’s financial markets. In the past year we have gotten funds back for consumers harmed by discriminatory practices and we have supervised lenders to prevent harm to consumers. 

Category: Info for consumers |
Published

Income from the Section 8 Housing Choice Voucher Homeownership Program shouldn’t mean you don’t qualify for a mortgage

Everyone should be able to qualify for mortgages they can afford based on their stable income. Our reminder to mortgage lenders should help people who receive Section 8 HCV Homeownership Program vouchers receive fair and equal access to credit.

Category: At the CFPB | Category: Info for consumers |
Published

Working together to empower consumers

In my first blog post I wrote that part of our work in the Office of Financial Empowerment is connecting with people and organizations around the country that are building financial stability for low-income and other economically vulnerable Americans. Last week, over 400 participants joined CFPB Director Richard Cordray, Division of Consumer Education and Engagement […]