This report on the Bureau’s September 17th, 2018 Building a Bridge to Credit Visibility Symposium summarizes the panel discussions that took place during the event, and highlights the key themes that stood out from those conversations.
This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach for calendar year 2018.
The Bureau’s annual Fair Lending Report to Congress highlights 2017 work to promote fair, equitable, and nondiscriminatory access to credit.
BCFP released a new research report on the geographic patterns of credit invisibility. Consumers who are “credit invisible” have no credit histories. This is the third in a series of Bureau studies on consumers with limited credit histories.
Mark your calendar to join the Bureau for a day-long symposium exploring challenges many consumers face in accessing credit.
Provident borrowers who were charged higher broker fees will receive compensation.
We want to raise awareness on ways you can help people in your community become credit visible in a positive way.
Las pequeñas empresas desempeñan un papel clave en el apoyo al desarrollo comunitario y en el crecimiento económico. Hemos emitido una Solicitud de Información para obtener más información sobre el mercado de préstamos para las pequeñas empresas. Si usted es dueño de una pequeña empresa, proporciona financiamiento a pequeñas empresas, o conoce el mercado de préstamos para pequeñas empresas en términos generales, nos gustaría saber de usted.
Understanding the promises and pitfalls of using alternative data to assess creditworthiness.
El garantizar un acceso equitativo y anti-discriminatorio en el proceso de obtener crédito apunta a la esencia misma de la misión del CFPB de proteger a los consumidores y promover la transparencia de los mercados financieros en los Estados Unidos. Durante este último año hemos obtenido reembolsos para consumidores perjudicados por prácticas discriminatorias y hemos supervisado a prestamistas para evitarles daño a los consumidores.
Ensuring fair and nondiscriminatory access to credit goes to the core of the Bureau’s mission of protecting consumers and promoting openness in America’s financial markets. In the past year we have gotten funds back for consumers harmed by discriminatory practices and we have supervised lenders to prevent harm to consumers.
Income from the Section 8 Housing Choice Voucher Homeownership Program shouldn’t mean you don’t qualify for a mortgage
Everyone should be able to qualify for mortgages they can afford based on their stable income. Our reminder to mortgage lenders should help people who receive Section 8 HCV Homeownership Program vouchers receive fair and equal access to credit.
In my first blog post I wrote that part of our work in the Office of Financial Empowerment is connecting with people and organizations around the country that are building financial stability for low-income and other economically vulnerable Americans. Last week, over 400 participants joined CFPB Director Richard Cordray, Division of Consumer Education and Engagement […]