Archive of closed notices

The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the consumer debt collection market.

The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the consumer reporting market.

The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the international money transfer market.

The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the automobile financing market.

The CFPB is proposing to rescind its rule establishing a registry of certain final public orders applicable to certain nonbank covered persons.

CFPB issues Notice of Proposed Rulemaking (NPRM) for Regulation B (ECOA). The NPRM would amend provisions related to disparate impact, discouragement, and special purpose credit programs.

CFPB is reconsidering coverage of certain transactions and financial institutions, small business definition, inclusion of certain data points and manner of collection, and compliance date.

The CFPB is proposing to adopt a standard definition of “risks to consumers with regard to the offering or provision of consumer financial products or services.”

Advance Notice of Proposed Rulemaking to inform reconsideration of open-banking issues in the Personal Financial Data Rights Rule (PFDR Rule) implementing section 1033.

The CFPB is proposing to revise its 2013 rule articulating procedures for allocations from the Civil Penalty Fund to rescind procedures related to allocations for consumer education and financial literacy programs.

The Credit CARD Act requires the CFPB to conduct a review of the consumer credit card market, within the limits of its existing resources available for reporting purposes. In connection with conducting that review, and in accordance with the act, the CFPB is soliciting information from the public about a number of aspects of the consumer credit card market.

Proposed rule prohibiting certain terms and conditions in agreements for consumer financial products or services.

Proposed Rule related to digital assets operating as a medium of exchange or payment in accounts established primarily for personal, family, or household purposes.

The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to how financial companies collect, use, share, and protect consumers’ personal financial data.

Small business lending rule extension of compliance dates 2025

The Consumer Financial Protection Bureau (CFPB) is seeking information in advance of preparing a proposed rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies concerning coerced debt.

The CFPB proposes to amend Regulation V, which implements the FCRA, to protect consumer information in the consumer reporting marketplace, including information sold by data brokers.

The CFPB proposes a narrowly tailored amendment to Regulation E to ensure that consumers sending a remittance transfer have information about the types of inquiries that may be most efficient to direct to the CFPB and the State agency that licenses or charters their remittance transfer provider.

The CFPB is seeking public comment on an interagency proposed rule establishing data standards to promote interoperability of financial regulatory data across these agencies.

The Consumer Financial Protection Bureau (CFPB) is proposing this interpretive rule to help participants in the market for paycheck advance products determine when certain existing requirements under Federal law are triggered. The proposed interpretive rule also addresses certain costs that are in substantial connection with extensions of such credit, such as expedited delivery fees and costs marketed as “tips.”

The CFPB proposes to streamline existing requirements when borrowers seek to modify their mortgage in times of distress, add safeguards when borrowers seek assistance, and revise existing requirements with respect to borrower assistance. The CFPB also proposes to add requirements to provide certain communications in languages other than English.

Small business lending rule extension of compliance dates

The CFPB is seeking public comment on a proposed rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), concerning medical information.

The Consumer Financial Protection Bureau is seeking comments from the public related to fees charged by providers of mortgages and related settlement services.

The CFPB is issuing this interpretive rule to clarify that lenders clarifies that these lenders are “card issuers” for purposes of Regulation Z because the term “credit card” encompasses digital user accounts that consumers use to access Buy Now, Pay Later (BNPL) credit.