Credit Card Penalty Fees (Regulation Z)
The Bureau proposes to amend Regulation Z to better ensure that the late fees charged on credit card accounts are “reasonable and proportional.” to the late payment.
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Request for Information Regarding Consumer Credit Card Market
The Credit CARD Act requires the Bureau to conduct a review of the consumer credit card market, within the limits of its existing resources available for reporting purposes. In connection with conducting that review, and in accordance with the act, the Bureau is soliciting information from the public about a number of aspects of the consumer credit card market.
Credit Card Late Fees and Late Payments
The CFPB is seeking information on credit card late fees and late payments, and card issuers’ revenue and expenses.
CARD Act Rules Review Pursuant to the Regulatory Flexibility Act; Request for Information Regarding Consumer Credit Card Market
The Bureau is requesting comment on two related, but separate, reviews, under the Regulatory Flexibility Act and the Credit Card Accountability Responsibility and Disclosure Act of 2009.
Agency Information Collection Activities: Submission for OMB Review; Comment Request
The CFPB is proposing to renew OMB approval for an existing information collection titled, "Consumer and College Credit Card Agreements".
Amendments to Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)
The Bureau is proposing to amend its rules governing prepaid accounts under Regulation E and Regulation Z.
Request for Information Regarding Consumer Credit Card Market
The Credit CARD Act requires the Bureau to conduct a review of the consumer credit card market, within the limits of its existing resources available for...
Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z); Delay of Effective Date
The Bureau is proposing to delay the October 1, 2017 effective date of the rule governing Prepaid Accounts Under the Electronic Fund Transfer Act...
Request for Information Regarding Credit Card Market
The Bureau is soliciting information from the public about a number of aspects of the consumer credit card market.
Request for Information Regarding Credit Card Market
The Bureau is soliciting information from the public about a number of aspects of the consumer credit card market.