The
Consumer Financial Protection Bureau (CFPB or Bureau) seeks information about
the use or potential use of alternative data and modeling techniques in the
credit process. The Bureau seeks to
learn more about current and future market developments, including existing and
emerging consumer benefits and risks, and how these developments could alter
the marketplace and the consumer experience. The Bureau also seeks to learn how market participants are or could be
mitigating certain risks to consumers, and about consumer preferences, views,
and concerns.