Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA)
Proposed rule prohibiting certain terms and conditions in agreements for consumer financial products or services.
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Nonsufficient Funds (NSF) Fees for Instantaneously Declined Transactions
The CFPB proposes to prohibit covered financial institutions from charging nonsufficient funds (NSF) fees on payment transactions that are instantaneously declined because such fees would constitute an abusive practice.