Archive of closed notices

The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the consumer debt collection market.

The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the consumer reporting market.

The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the international money transfer market.

The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the automobile financing market.

The CFPB is proposing to rescind its rule establishing a registry of certain final public orders applicable to certain nonbank covered persons.

The Credit CARD Act requires the CFPB to conduct a review of the consumer credit card market, within the limits of its existing resources available for reporting purposes. In connection with conducting that review, and in accordance with the act, the CFPB is soliciting information from the public about a number of aspects of the consumer credit card market.

The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to how financial companies collect, use, share, and protect consumers’ personal financial data.

The CFPB proposes to streamline existing requirements when borrowers seek to modify their mortgage in times of distress, add safeguards when borrowers seek assistance, and revise existing requirements with respect to borrower assistance. The CFPB also proposes to add requirements to provide certain communications in languages other than English.

The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to medical payment products. The submissions in response to this request for information will serve to assist the CFPB and policymakers in understanding the current state of business practices in exercising enforcement, supervision, regulatory, and other authorities.

The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to data brokers.

The Consumer Financial Protection Bureau is seeking comment on the economic impact of Regulation Z’s Mortgage Loan Originator Rules on small entities.

The Bureau is proposing to establish a public registry for nonbanks subject to the Bureau’s supervisory authority that use covered terms or conditions, as described in the proposed rule, in a new part 1092 in title 12 of the Code of Federal Regulations.

The Bureau is proposing to establish a public registry for certain nonbank covered persons that are subject to certain agency and court orders.

The Board of the Federal Reserve System, Bureau of Consumer Financial Protection, Federal Deposit Insurance Corporation, National Credit Union Administration, and the Office of the Comptroller of the Currency are gathering information and comments on financial institutions' use of artificial intelligence (AI), including machine learning (ML).

The Bureau is requesting comment on two related, but separate, reviews, under the Regulatory Flexibility Act and the Credit Card Accountability Responsibility and Disclosure Act of 2009.

The Bureau seeks comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B.

The Bureau seeks comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B.

The Bureau is issuing a call for evidence to ensure the Bureau is fulfilling its proper and appropriate functions to best protect consumers. The Bureau will...

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in considering whether any changes to the Bureau’s enforcement processes would be appropriate.

The Bureau is seeking comments and information to assist us in assessing potential changes to our handling of consumer complaints and inquiries.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information to assist the Bureau in assessing its financial education programs.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in assessing the overall effectiveness and accessibility of its guidance materials and activities (including implementation support) to members of the general public, including regulated entities.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in considering whether, consistent with its statutory authority to prescribe rules pursuant to the Federal consumer financial laws, the Bureau should amend the regulations or exercise the rulemaking authorities that it inherited from certain other Federal agencies.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in considering whether, consistent with its statutory authority to prescribe rules pursuant to the Federal consumer financial laws, the Bureau should amend those rules it has promulgated since its creation or issue certain new rules.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in assessing the overall efficiency and effectiveness of its rulemaking processes and, consistent with law, considering whether any changes to its rulemaking processes would be appropriate.