Defining Larger Participants of the Consumer Debt Collection Market
The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the consumer debt collection market.
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Defining Larger Participants of the Consumer Reporting Market
The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the consumer reporting market.
Defining Larger Participants of the International Money Transfer Market
The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the international money transfer market.
Defining Larger Participants of the Automobile Financing Market
The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the automobile financing market.
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Proposed Rescission
The CFPB is proposing to rescind its rule establishing a registry of certain final public orders applicable to certain nonbank covered persons.
Equal Credit Opportunity Act (Regulation B)
CFPB issues Notice of Proposed Rulemaking (NPRM) for Regulation B (ECOA). The NPRM would amend provisions related to disparate impact, discouragement, and special purpose credit programs.
Small Business Lending Data Collection under the Equal Credit Opportunity Act (Regulation B)
CFPB is reconsidering coverage of certain transactions and financial institutions, small business definition, inclusion of certain data points and manner of collection, and compliance date.
Legal Standard Applicable to Supervisory Designation Proceedings
The CFPB is proposing to adopt a standard definition of “risks to consumers with regard to the offering or provision of consumer financial products or services.”
Personal Financial Data Rights Reconsideration
Advance Notice of Proposed Rulemaking to inform reconsideration of open-banking issues in the Personal Financial Data Rights Rule (PFDR Rule) implementing section 1033.
Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA)
Proposed rule prohibiting certain terms and conditions in agreements for consumer financial products or services.
Small Business Lending under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates 2025
Small business lending rule extension of compliance dates 2025
Protecting Americans from Harmful Data Broker Practices (Regulation V)
The CFPB proposes to amend Regulation V, which implements the FCRA, to protect consumer information in the consumer reporting marketplace, including information sold by data brokers.
Remittance Transfers Under the Electronic Fund Transfer Act (Regulation E)
The CFPB proposes a narrowly tailored amendment to Regulation E to ensure that consumers sending a remittance transfer have information about the types of inquiries that may be most efficient to direct to the CFPB and the State agency that licenses or charters their remittance transfer provider.
Financial Data Transparency Act Joint Data Standards
The CFPB is seeking public comment on an interagency proposed rule establishing data standards to promote interoperability of financial regulatory data across these agencies.
Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties (Regulation X)
The CFPB proposes to streamline existing requirements when borrowers seek to modify their mortgage in times of distress, add safeguards when borrowers seek assistance, and revise existing requirements with respect to borrower assistance. The CFPB also proposes to add requirements to provide certain communications in languages other than English.
Small Business Lending under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
Small business lending rule extension of compliance dates
Overdraft Lending: Very Large Financial Institutions Proposed Rule
The CFPB proposes to amend Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions.
Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications
CFPB proposal to supervise large providers of consumer payment applications.
Required Rulemaking on Personal Financial Data Rights
CFPB Issues Required Rulemaking on Personal Financial Data Rights (CFPA section 1033)
Residential Property Assessed Clean Energy Financing (Regulation Z)
The Bureau proposes to address how the Truth in Lending Act applies to Property Assessed Clean Energy (PACE) financing transactions to account for the unique nature of PACE.
Registry of Supervised Nonbanks that Use Form Contracts to Impose Terms and Conditions That Seek to Waive or Limit Consumer Legal Protections
The Bureau is proposing to establish a public registry for nonbanks subject to the Bureau’s supervisory authority that use covered terms or conditions, as described in the proposed rule, in a new part 1092 in title 12 of the Code of Federal Regulations.
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
The Bureau is proposing to establish a public registry for certain nonbank covered persons that are subject to certain agency and court orders.
Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)
The Bureau seeks comment on proposed amendments to Regulation V, which would establish a method for a victim of trafficking to submit documentation identifying any adverse item of information about the consumer that resulted from certain types of human trafficking and prohibit the consumer reporting agencies from furnishing a consumer report containing the adverse item(s) of information.
Small Business Lending Data Collection under the Equal Credit Opportunity Act (Regulation B)
The Bureau is issuing this proposed rule to implement section 1071 of the Dodd-Frank Act, governing small business lending data collection under ECOA and Regulation B.
Debt Collection Practices (Regulation F); Delay of Effective Date
The Bureau is proposing to extend the effective date of two final rules titled Debt Collection Practices (Regulation F) from November 30, 2021 until January 29, 2022.