Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications
CFPB proposal to supervise large providers of consumer payment applications.
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Registry of Supervised Nonbanks that Use Form Contracts to Impose Terms and Conditions That Seek to Waive or Limit Consumer Legal Protections
The Bureau is proposing to establish a public registry for nonbanks subject to the Bureau’s supervisory authority that use covered terms or conditions, as described in the proposed rule, in a new part 1092 in title 12 of the Code of Federal Regulations.
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
The Bureau is proposing to establish a public registry for certain nonbank covered persons that are subject to certain agency and court orders.
Notice and Request for Comment Regarding the CFPB's Inquiry Into Big Tech Payment Platforms
On October 21, 2021, the Consumer Financial Protection Bureau (Bureau or CFPB) ordered six large technology companies operating payments systems in the United States to provide information about certain of their business practices.
Notice and Request for Comment Regarding the CFPB's Inquiry Into Buy-Now-Pay-Later (BNPL) Providers
The Bureau invites any interested parties, including consumers, small businesses, consumer advocates, financial institutions, trade associations, investors, state and Federal regulators and Attorneys General, and experts in consumer lending, payments, and marketing to submit comments to inform its inquiry into BNPL products.
Notice and Request for Comment Regarding the CFPB's Inquiry Into Big Tech Payment Platforms
The Director of the Bureau issued a statement accompanying information orders issued to six large technology companies. The Bureau invites public comment.
CARD Act Rules Review Pursuant to the Regulatory Flexibility Act; Request for Information Regarding Consumer Credit Card Market
The Bureau is requesting comment on two related, but separate, reviews, under the Regulatory Flexibility Act and the Credit Card Accountability Responsibility and Disclosure Act of 2009.
Overdraft Rule Review Pursuant to the Regulatory Flexibility Act
The Bureau is seeking comment as part of its review of a 2009 overdraft rule consistent with section 610 of the Regulatory Flexibility Act.
Plan for the Review of Bureau Rules for Purposes of the Regulatory Flexibility Act
The Bureau is publishing a plan for the review of rules pursuant to section 610 of the Regulatory Flexibility Act (RFA).
Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date
The Bureau is proposing to delay the August 19, 2019 compliance date for the mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.
Payday, Vehicle Title, and Certain High-Cost Installment Loans
The Bureau is proposing to rescind mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.
Policy on No-Action Letters and the BCFP Product Sandbox
The Bureau invites the public to comment on its proposed policy, which is intended to carry out certain of the Bureau's authorities under federal consumer financial law; and a proposed information collection associated with applications submitted by applicants requesting admission to the BCFP Product Sandbox.
Request for Information on Payday Loans, Vehicle Title Loans, Installment Loans, and Open-End Lines of Credit
The CFPB seeks feedback on practices and products that are related to but may not be addressed in the Bureau's concurrently published Notice of Proposed Rulemaking on Payday, Vehicle Title, and Certain High-Cost Installment Loans (concurrent proposal).
Defining Larger Participants of the Automobile Financing Market and Defining Certain Automobile Leasing Activity as a Financial Product or Service
The Bureau proposes to amend the regulation defining larger participants of certain consumer financial product and service markets by adding a new section...
60-Day Notice - Defining Larger Particpants of the International Money Transfer Market
The Bureau proposes to amend the regulation defining larger participants of certain consumer financial product and service markets by adding a new section...
Defining Larger Participants of the Student Loan Servicing Market
The Bureau proposes to amend the regulation defining larger participants of certain consumer financial product and service markets by adding a new section...
Procedural Rules to Establish Supervisory Authority over Certain Nonbank Covered Persons Based on Risk Determination
This proposed rule establishes procedures to implement section 1024(a)(1)(C) of Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act of...
Request for Information Regarding Scope, Methods, and Data Sources for Conducting Study of Pre-Dispute Arbitration Agreements
The Bureau requests specific suggestions from the public to help identify the appropriate scope of the Study, as well as appropriate methods and sources of data for conducting the Study. Based on the information received, the Bureau may consider soliciting further feedback.
Proposed Collection; Comment Request (Generic Clearance for User Testing of Consumer Financial Products and Services)
The Bureau, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on...
Proposed Collection; Comment Request (Attitudes, Understanding, and Behaviors with Respect to Financial Services and Products)
The Bureau, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on...
Defining Larger Participants in Certain Consumer Financial Product and Service Markets
The Bureau is proposing a new regulation pursuant to section 1024 of the Consumer Financial Protection Act of 2010. That provision grants the Bureau...