Archive of closed notices

The Equal Credit Opportunity Act (“ECOA”) was enacted to ensure that credit is made available to all creditworthy applicants without discrimination on the basis of sex, marital status, race, color, religion, national origin, age, or other prohibited bases under the ECOA. 

The Bureau is issuing this advance notice of proposed rulemaking relating to residential Property Assessed Clean Energy (PACE) financing to aid implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act section 307.

This is a Paperwork Reduction Act request for Office of Management and Budget (OMB) approval information collection titled, “Bureau of Consumer Financial Protection Speaker Request Form.” 

The Bureau and the Federal Reserve Board are jointly proposing amendments to Regulation CC, which implements the Expedited Funds Availability Act, and are also providing an additional opportunity for public comment on certain amendments to Regulation CC that the Board proposed in 2011.

The Bureau is proposing to delay the August 19, 2019 compliance date for the mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

The Bureau is proposing to rescind mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

The Bureau invites the public to comment on its proposed policy, which is intended to carry out certain of the Bureau's authorities under federal consumer financial law; and a proposed information collection associated with applications submitted by applicants requesting admission to the BCFP Product Sandbox.

The Bureau of Consumer Financial Protection (Bureau) is proposing to amend its rule adjusting for inflation the maximum amount of each civil penalty within the Bureau’s jurisdiction

This is a Paperwork Reduction Act request to renew without change Office of Management and Budget (OMB) approval for a currently approved generic information collection plan (GICP) titled, “Generic Information Collection Plan for the Collection of Qualitative Feedback on Bureau Service Delivery.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information regarding the overall effectiveness and efficiency of its Data Collections and data governance practices.

The Bureau of Consumer Financial Protection invites comments on its proposal to create a Disclosure Sandbox through its revised Policy to Encourage Trial Disclosure Programs, which is based on its authority under Section 1032(e) of the Dodd-Frank Act.

This is a request for OMB to renew approval without change for the information collections in "Mortgage Assistance Relief Services (Regulation O) 12 CFR 1015."

This is a request for OMB to renew approval without change for the information collections in Consumer Leasing Act (Regulation M) 12 CFR 1013.

This is a request for OMB to renew approval without change for the information collections in “Mortgage Acts And Practices (Regulation N) 12 CFR 1014.

This is a request for OMB to renew approval without change for the information collections in Regulation G the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act)

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is proposing to renew the Office of Management and Budget (OMB) approval for an existing information collection, titled, “Consumer and College Credit Card Agreements.”

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, “Consumer Complaint Intake System Company Portal Boarding Form Information Collection System.”

The Consumer Financial Protection Bureau is issuing a call for evidence to ensure the Bureau is fulfilling its proper and appropriate functions to best protect consumers. The Bureau will be publishing in the Federal Register a series of Requests for Information (RFIs) seeking comment on enforcement, supervision, rulemaking, market monitoring, and education activities. These RFIs will provide an opportunity for the public to submit feedback and suggest ways to improve outcomes for both consumers and covered entities.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in considering whether any changes to the Bureau’s enforcement processes would be appropriate.

The Bureau is seeking comments and information to assist us in assessing potential changes to our handling of consumer complaints and inquiries.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information to assist the Bureau in assessing its financial education programs.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in assessing the overall effectiveness and accessibility of its guidance materials and activities (including implementation support) to members of the general public, including regulated entities.  .

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in considering whether, consistent with its statutory authority to prescribe rules pursuant to the Federal consumer financial laws, the Bureau should amend the regulations or exercise the rulemaking authorities that it inherited from certain other Federal agencies.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in considering whether, consistent with its statutory authority to prescribe rules pursuant to the Federal consumer financial laws, the Bureau should amend those rules it has promulgated since its creation or issue certain new rules.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in assessing the overall efficiency and effectiveness of its rulemaking processes and, consistent with law, considering whether any changes to its rulemaking processes would be appropriate.